PRESTIA SMBC TRUST BANK

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Domestic Fund Transfer (Registered Payee)

STEP 1Input Transaction Details

  • 1.Please press “Select Beneficiary Account” and select a payee from the list of payees you have registered in advance.
  • 2.Please press “Select Source Account” and select the account that you want the funds to be taken from.
  • *You can only choose either Yen Savings Account or PRESTIA MultiMoney Yen Savings Deposit.
  • 3.You can change the remitter name after you select a source account.
  • *If you want to change the remitter name, please use single-byte or double-byte katakana characters, numbers, alphabets, spaces, and symbols of the yen symbol (¥), commas, periods, brackets, hyphens and slashes. Please enter yen symbol (¥) in double-byte.
  • *The maximum number of characters that can be entered is 48 characters,and dakuten (for voiced consonants), han-dakuten (for semi-voiced consonants) marks and symbols are counted as one character each.
  • *Your registered name, up to 21 characters, is shown for “Remitter Name." Please enter the “Remitter Name” if your registered name is not fully shown.
  • *If you change the remitter name, please refer to "Supported characters for registering payee" for enterable characters.
  • 4.Please input the amount you wish to transfer and then press “Next.”
  • *Please input the transfer amount using single-byte numbers.
  • *Please do not include symbols such as commas and the yen symbol (¥).
  • *Error message will be shown when automatic beneficiary check service is out of service, or this financial institution is not covered by this service. Please continue the transfer if the details are correct. Please refer to here for service hours of automatic beneficiary check service

STEP 2Review Transaction Details

If there are no errors in the information you have input, please check the checkbox after reading and fully understanding the notices, and then press “Submit.”

STEP 3Confirm Your Completed Transaction

The transaction is completed and details of the transfer will be displayed.

Notices

Service Hours
  • 24 hours/day
  • *Excluding maintenance hours
Daily Limit (Number of Transactions)
  • Daily limit of domestic fund transfers to both registered and unregistered payees is up to 15 transactions per day (from 0:00 to 23:59 JST) for both online banking combined.
Daily Limit (Total Transfer Amount)
  • Daily transfer limit of domestic fund transfers to both registered and unregistered payees is 10 million yen per day (from 0:00 to 23:59 JST) for both online banking combined. Of this amount, daily transfer limit to unregistered payees is 4 million yen per day.
Fees
  • Click here for details of transfer fees.
Others
  • Fund transfer service is not available to corporate customers.
  • You can register up to 40 payees for domestic fund transfer.
  • When the beneficiary name of the registered account does not match the beneficiary bank information, it will be overwritten based on the correct beneficiary name obtained by the beneficiary account verification at the time of fund transfer. 
    *Some letters and symbols can not be registered. Please refer to here for more details.

Hours of Service for Domestic Fund Transfer

Transaction time Withdrawal
time		 Deposit
time
SMBC Trust Bank
(Accounts to deposit: Savings)		 Business days 0:00
|
17:29		 Immediately Immediately
17:30
|
23:59		 Immediately 0:00 of the next business day
Weekends and holidays 0:00
|
23:59		 Immediately 0:00 of the next business day
Other domestic financial institutions Business days 0:00
|
14:59		 Immediately Same day
15:00
|
23:59		 Immediately After 8:30 of the next business day *1
Weekends and holidays 0:00
|
23:59		 Immediately After 8:30 of the next business day *1
SMBC Trust Bank
(Accounts to deposit: Checking)		 Business days 0:00
|
14:59		 Immediately Immediately
15:00
|
23:59		 Immediately 0:00 of the next business day
Weekends and holidays 0:00
|
23:59		 Immediately 0:00 of the next business day
  • *1after 7:30 on the last day of a month
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