Checks

• *1Corporate account holders who request the creation of remittance checks denominated in the same currency as the appropriated funds will be subject to a separate lifting fee of 2,500 yen.
• *2Please note that when you come to our branch to request for the Demand Draft issuance, you are required to prepare for the beneficiary's ID information .
  (Example of the beneficiary's ID* information)　Account Number, Tax ID, Corporate number, National identification number, Social Security Number, Passport number
  * The beneficiary's ID information must be valid in the beneficiary's country. (In order to deposit the funds in UK, the beneficiary's ID information must be valid in UK.)
  We may not accept your request if you cannot specify the beneficiary's ID information.

Domestic (Japanese) checks

Transaction type	Transaction fee
	Account holders	Non account holders
Crossed checks from other banks in Japan	¥660 (including tax) / check	-
Promissory notes	¥660 (including tax) / check	-

• *Checks may be handled as individual collection at SMBC Trust Bank's discretion.
• *In the case of individual collection, the date of deposit is determined after the collection is confirmed.
• *The deposit date on which the funds are credited to an account varies according to the transaction. Please contact us for details.
• *These fees include fees for collection and communications by SMBC Trust Bank.
• *Customers are responsible for payment of additional fees assessed by the paying bank.

Overseas checks

Transaction type	Transaction fee
	Account holders	Account holder whose Total Average Monthly Relationship Balance in foreign currency for the previous month is equivalent to 200,000 yen or more	PRESTIA GOLD customers	Non account holders
US dollar-denominated checks	¥5,000 / check	¥2,000 / check	Free	-
Other foreign currency-denominated checks	¥5,500 / check	¥2,500 / check		-
Checks for overseas individual collection	¥8,000 / check	¥5,000 / check		-

• *When the collection involves overseas checks, the date of deposit is set after a retention period prescribed by SMBC Trust Bank. This retention period is subject to change, however, depending on communications or other conditions.
• *Checks may be handled as individual collection at SMBC Trust Bank's discretion.
• *In the case of individual collection, the date of deposit is determined after the collection is confirmed.
• *The deposit date on which the funds are credited to an account varies according to the transaction. Please contact us for details.
• *These fees include fees for collection and communications by SMBC Trust Bank.
• *Customers are responsible for payment of additional fees assessed by the paying bank.

Traveler's Checks

Transaction type	Transaction fee
	Account holders	Non account holders
Traveler's Checks	Free	Free

• *In case that foreign currency-denominated Traveler's Checks are paid in cash as same currency, foreign currency cash handling fee will be charged (US dollar and Euro are only available for cash). A foreign exchange handling fee ("lifting fee") of 2,500 yen will be separately charged for non account holders.

Transaction type	Transaction fee
	Account holders	Non account holders
Manager's checks	¥1,100 (including tax) / check	-
Checking account checks	¥1,100 (including tax) / check	-
Overseas remittance checks	¥4,500 / check (Fee ¥2,500, electronic transfer fee ¥2,000)	-

Transaction type	Transaction fee
	Account holders	Non account holders
Domestic (Japanese) checks*3	¥4,400 (including tax) / check	-
Overseas checks*4	¥5,000 / check	-

• *3Checks issued and payable in Japan.
• *4Checks issued and/or payable overseas.

• When exchanging between currencies, the exchange rate of the transaction day, including a foreign exchange fee, will be used in addition to the above fees. However, transactions exceeding a certain amount may not be subject to the exchange rate displayed at bank branches.

About Service Fee

• Fees featured here are applicable for the products and services at SMBC Trust Bank PRESTIA.
• Non-resident account holders are not charged consumption tax (excluding some transactions).
• Fees are subject to change without notice. For fees not shown, please inquire at a branch, etc.
• The phrase "Account holders" refers solely to customers who have SMBC Trust Bank PRESTIA accounts.
• Products and services featured here may not be purchasable or able to be provided to customers for various reasons determined by SMBC Trust Bank.

About PRESTIA GOLD status

• PRESTIA GOLD is a special service available to selected customers who maintain a Total Average Monthly Relationship Balance equivalent to 10 million yen or more and have asset management needs for products such as foreign currency denominated products.
• In cases where SMBC Trust Bank judges that there has been abusive or unreasonable use of services, SMBC Trust Bank reserves the right to rescind PRESTIA GOLD status in accordance with reasonable standards for fair use of services.