Many transaction options available

Foreign Currency Transactions

Don't miss your chance to make foreign currency transactions!

Make foreign currency transactions 24 hours a day, 365 days a year. You can also make Cross Currency transactions where you exchange one foreign currency for another through Yen currency.

POINTThe foreign exchange order service can be used online as well.

With the Order Watch foreign exchange order service, when your target rate is reached, SMBC Trust Bank will make a transaction on your behalf. No need to constantly monitor exchange rates to see if they have reached your target rate. Order Watch orders can be made on PRESTIA Online.

Be sure to read notes before making foreign currency deposits.

PRESTIA Online

  • *Connecting to transaction menu from above.

Navigation Menu: Foreign Currency Savings > Buy / Sell FX, Foreign Currency Deposit Service, Order Watch

Yen/Foreign Currency Time Deposits

Select the currency and term depending on your needs.

In addition to yen time deposits, you can also create foreign currency time deposits. Select from a wide range of currency options and terms in accordance with your objectives to structure a time deposit that best suits your needs.

Be sure to read notes before making foreign currency time deposits.

PRESTIA Online

  • *Connecting to transaction menu from above.

Navigation Menu: Investments & Reports > Time Deposits

Premium Deposit (Structured Deposit with FX Option)

Earn higher interest than with a regular time deposit by taking currency conversion risk.

You can select from three types depending on your needs. There are different types of Premium Deposits corresponding to the currency you deposit. "Deposit in Japanese Yen" starts from Yen funds; "Deposit in Foreign Currency" and "Cross Currency Type" start from foreign currency funds.

Be sure to read notes before making structured deposits.

PRESTIA Online

  • *Connecting to transaction menu from above.

Navigation Menu: Investments & Reports > Premium Deposit (Structured Deposit)

Making Transactions

Application for PRESTIA MultiMoney Foreign Currency Savings Account

You may also apply for a PRESTIA MultiMoney Foreign Currency Savings Deposit Contract required to perform foreign currency deposit transactions for the first time (including receiving the funds in foreign currency by fund transfer) from PRESTIA Online.*

  • *Please note that it will take a few business days to conclude the contract, and foreign currency deposits can be made once the process is complete.

PRESTIA Online

Navigation Menu: Foreign Currency Savings > Application for PRESTIA MultiMoney Foreign Currency Savings Deposit

Archive of Product Information Memorandum

You can view the Product Information Memorandum, etc. previously posted on PRESTIA Online.

PRESTIA Online

Navigation Menu: Foreign Currency Savings > Archive of Product Information Memorandum, etc.

Profiling

At SMBC Trust Bank PRESTIA, we use profiling (a series of questions related to asset management) to understand the amount of risk you are able to accept. The answers received in profiling, and the risk acceptable to the customer, are expressed numerically as a "customer risk tolerance (risk score)". Please be aware that investment in a product is not possible if the customer risk score is below the product risk level. Please note that the risk score is valid for 1 year from the obtained date.

PRESTIA Online

  • *Connecting to transaction menu from above.

Navigation Menu: Investments & Reports > Personal Profiling

Internet Banking Other Service

The following procedures are available.

  • Address Change Request *Domestic Only
  • Register or update "Status of Residence" and "Period of Stay (Date of Expiration)"
  • Request for reissuance of GLOBAL PASS and/or change of Domestic Cash Card PIN
  • Account Close Request (Available only for all deposit account closures)*
  • Mutual Fund Account CLOSE REQUEST(Available only when there is no balance)*
    • *If you do not update your registered address, please complete the address change in advance.
  • Local Remittance Registration/Deletion Application
  • Reply to "Customer Information Confirmation" (For Customers who received Request for Submission of "Confirmation of Customer Information Form" in a sealed postcard)

POINTSMBC Trust Bank App for more convenient procedures

For detailed instructions on how to download the app and "Other Services", please see here.

For the first time user, start today!

Online user registration is simple. Start using PRESTIA Online right away.

All you need is your Cash Card and a computer with an Internet connection. No need for annoying procedures such as sending forms. As long as you have a SMBC Trust Bank account, you can start online banking right away simply by registering for a User ID and Password.

Use of PRESTIA Online

Some customers may be unable to use certain services or PRESTIA Online.

  • Customers unable to use certain services: Corporate account customers, Non-resident account customers, and Customers under the age of 18 years.
  • Customers unable to use PRESTIA Online: Customers with only a Yen Savings account, Customers with only a PRESTIA MultiMoney account, and Customers whose addresses the bank is unable to confirm.