When using Overseas
Use for ...
- Shopping
- ATM transactions
Shopping
Available Merchants
You can use the card for Visa merchants (stores/online shop) in over 200 countries and regions.
Settlement account and currency
When you use 17 Applicable Currencies
If you have sufficient balance in your PRESTIA MultiMoney Foreign Currency Savings Account, the amount you use will be debited from there.


- PRESTIA MultiMoney Foreign Currency Savings Deposit handles Chinese Yuan offshore only.
- Chinese Yuan offshore deposit can be used for settlement in China.
- Fund Transfer is required from U.S. Dollar Saving Account to PRESTIA MultiMoney Account, because U.S. Dollar Saving Account cannot be used for settlement.
What if your account balance runs low?
When using GAIKA FULL BACK, the full transaction amount is deducted from your Yen Savings Account when the balance in your Foreign Currency Savings Deposit is insufficient.
- This service is not available if customer set "OFF" to GAIKA FULL BACK.
- When using GAIKA FULL BACK, converted into Japanese yen at a rate obtained by adding the predefined commission fee (3%) to the exchange rate determined by VISA.
- Some merchants may convert yen amount at their own exchange rates.
When you use currencies other than 17 Applicable Currencies
Transaction amounts are withdrawn from your Yen Savings Account.
When the balance in your Yen Savings Account is insufficient, GLOBAL PASS cannot be used.
- When the transaction amount is to be deducted from your Yen Savings Account, the full amount will be converted to Japanese yen by using the exchange rate determined by Visa, with an addition of a predefined commission (3%).
- Some merchants may convert yen amount at their own exchange rates.
Tap to pay service
Merchant stores with the contactless indicator
Benefits
GLOBAL PASS

PRESTIA GOLD PREMIUM customers |
PRESTIA GOLD customers |
Other customers |
|
---|---|---|---|
Cash back rate | 1.50% | 1.00% | 0.25% |
Target period | Start of each month - end of each month | ||
Date of deposit and deposit account |
Deposited in Japanese yen into your Yen Savings account on the 20th of the following month (or the following business day if the 20th falls on a bank holiday) |
ANA MILEAGE CLUB GLOBAL PASS

1 mile per 10,000 yen equivalent
(GLOBAL PASS)
- ATM usage is not eligible. Please apply for a new card for your revised status if your status changes, e.g. PRESTIA GOLD, etc. Benefits scheduled to be granted to your current card may not be transferred to your new card. Note that issuing a new card will take some time.
- Converted into Japanese yen at a rate obtained by adding the predefined commission fee (3%) to the exchange rate determined by VISA.
- Target period that the benefits are granted is determined based on the date when we receive the confirmation of transactions.
(ANA MILEAGE CLUB GLOBAL PASS)
- Miles benefits will be provided by the end of the second month after month of use.
- Calculated based on the amount in Japanese yen converted at an exchange rate determined by Visa as of the date on which the transaction is completed.
What if your account balance runs low"GAIKA FULL BACK®" will cover
This service allows you to make settlements by covering the full amount with your Yen Savings account if the balance of the transacting foreign currency in your PRESTIA MultiMoney Foreign Currency Savings account is insufficient. You will be able to use your card overseas without worrying about your foreign currency balance.
For example: When you have only USD100 in your PRESTIA MultiMoney account for USD200 shopping, full amount USD200 (JPY20,000*) settlement from Yen Savings Account.
- in case the exchange rate determined by Visa, with an addition of a predefined commission (3%): 1USD=100 yen


- When using GAIKA FULL BACK, conversion into Japanese yen is carried out at a rate obtained by adding the predefined commission fee (3%) to the exchange rate determined by Visa; in principle, the amount will be debited immediately from your Yen Savings account.
- You can turn GAIKA FULL BACK "ON" or "OFF".
- If GAIKA FULL BACK is "OFF" and your balance of the relevant currency is insufficient, or if GAIKA FULL BACK is "ON" but the balance of your Yen Savings Deposit account is insufficient, you will be unable to shop at Visa merchant stores overseas or withdraw from overseas ATMs.
- GAIKA FULL BACK may not be applicable to certain transactions depending on the processing systems used at Visa merchants.
Method of use for shopping
If shopping at Visa merchants
-
Present your GLOBAL PASS at the time of payment
Ask to pay "with a Visa card". When asked your desired number of payments, answer "one".
- Visa debit purchases cannot be paid in installments.
When you need to choose the currency for payment
Specific selection of your preferred currency may slightly vary by terminal.
- Aamount to be withdrawn from Yen Savings account
- Bamount to be withdrawn from PRESTIA MultiMoney Foreign Currency Savings Deposit
- Cservice fee for A (included in the exchange rate) *1
- *1The exchange rate is determined by the merchant and is different from that of SMBC Trust Bank.
- JPY
- Withdrawn from Yen Savings account. The transaction amount is calculated based on the exchange rate determined by the local merchant (i.e. not by SMBC Trust Bank) even if GAIKA FULL BACK option is OFF.
- USD
- Withdrawn from PRESTIA MultiMoney US Dollar Savings Deposit.
If you prefer to pay in the local currency, please confirm with the merchant that the payment is settled in the local currency.
-
Input your debit PIN or sign.
At merchant stores displaying this logo, you can simply tap your card to complete payment.
- You may be asked to sign or enter PIN even when you tap to pay, depending on the transaction amount and/or conditions.
-
View Usage Statements
An alert e-mail will be sent to your registered e-mail address each time you use your card. You can also check your Usage statements on the Member's Website.
As a general rule, payment amounts will be deducted from your deposit account on the same day.
Payment methods for online shopping
-
Select a payment method
On the shopping site, select "Credit Card" for your payment method and "Visa" for your settlement brand.
-
Enter the required information
Enter the required information following directions on the shopping site. In case of shopping at the merchant stores participating in Visa Secure (former name:Verified by Visa), you will proceed to the authentication screen. See here about Visa Secure (former name:Verified by Visa).
-
View Usage Statements
An alert e-mail will be sent to your registered e-mail address each time you use your card. You can also check your Usage statements on the Member's Website.
As a general rule, payment amounts will be deducted from your deposit account on the same day.
About Visa Secure (former name:Verified by Visa)
Visa Secure (former name:Verified by Visa) is a service that verifies your identity by using a password when you shop online, in much the same way as signing or entering your PIN at stores.
You can register on the Member's Website.
Please see here for how to register.
You can apply on online banking easily.
For switching from a current banking card, please register online banking beforehand.
Register Now
For switching from a current banking card, please register online banking beforehand.
Register Now
FAQ on how to switch Banking Card to GLOBAL PASS
Contact Us
Telephone
0120-110-330 Within Japan (toll-free)
24 hours a day, 365 days a year
81-46-401-2100 From Overseas (toll-charge)
24 hours a day, 365 days a year