Transferring funds

Transfers within SMBC Trust Bank

(Including tax)

Transaction type	Transaction fee
	Account holders	PRESTIA DIGITAL GOLD	PRESTIA GOLD / PRESTIA GOLD PREMIUM	Non account holders
Branch or by mail	¥330 / transfer		Free	¥330 / transfer
ATM (Cash)	Under ¥30,000  ¥220 / transfer ¥30,000 or above ¥440 / transfer
ATM (Cash Card)	Free			-
PRESTIA Phone Banking				-
Online banking				-
Transfer cancellation / amendment				Free

• *The payee must be registered in advance to use PRESTIA Phone Banking.
• *Transferring funds via online banking is not available for corporate account holders.

Fund transfers to other banks via Zengin

(Including tax)

• *The payee must be registered in advance to use PRESTIA Phone Banking.
• *Transferring funds via online banking is not available for corporate account holders.
• *If non-resident account holders who are requester or beneficiary request a domestic fund transfer, beneficiary bank may contact the beneficiary to confirm about purpose of remittance, or may deduct a separate fee as lifting fee etc. from the fund.

• *1Although a service charge is deducted when you make a transfer via Zengin at an ATM, the same amount will be credited to your account later. However, to be eligible for the reimbursement service, a balance of at least 5,000 yen in the account of your Cash Card (Yen Savings account) will be required at fund transfer.
• *2The fee of transferring funds to SMBC is free.
• *3Resending a transfer that has been canceled will require payment of another transfer fee.

Foreign currency transfers to SMBC Trust Bank

Transaction type	Transaction fee
	Account holders	PRESTIA DIGITAL GOLD	PRESTIA GOLD / PRESTIA GOLD PREMIUM	Non account holders
Branch or by mail	¥7,000 / transfer		Free	¥7,000 / transfer
PRESTIA Phone Banking				-
Online banking	¥7,000 / transfer	Free		-

• *Non-account holders and corporate account holders who send funds to SMBC Trust Bank denominated in the same currency as the appropriated funds will be subject to a separate lifting fee of 2,500 yen.

Foreign currency transfers to other banks in Japan

Transaction type	Transaction fee
	Account holders	PRESTIA DIGITAL GOLD	PRESTIA GOLD / PRESTIA GOLD PREMIUM	Non account holders
Branch or by mail	¥7,000 / transfer		¥4,000 / transfer	-

• *Corporate account holders who send funds to other banks in Japan denominated in the same currency as the appropriated funds will be subject to a separate lifting fee of 0.05% of the amount (minimum 2,500 yen).

Overseas Fund Transfer (Electronic transfers)

• *Corporate account holders who request electronic transfers denominated in the same currency as the appropriated funds will be subject to a separate lifting fee of 2,500 yen.
• *When sending funds overseas, the intermediary bank that processes the transaction may charge a separate fee.
• *The payee must be registered in advance to use PRESTIA Phone Banking or online banking.
• *If funds are transferred overseas via online banking, the fee will be deducted from Yen Savings Account.
• *Transferring funds via online banking is not available for corporate account holders.
• *Funds in the purpose of business cannot be transferred overseas via online banking.

• *4Customers whose Total Average Monthly Relationship Balance for the month before the previous month is equivalent to 1 million yen or more: ¥2,500 / transfer, other customers: ¥7,000 / transfer.

Cross border yen transfers

• *Corporate account holders who request transfers denominated in the same currency as the appropriated funds will be subject to a separate lifting fee of 0.05% of the amount (minimum 2,500 yen).
• *When sending funds overseas, the intermediary bank that processes the transaction may charge a separate fee.
• *The payee must be registered in advance to use PRESTIA Phone Banking or online banking.
• *If funds are transferred overseas via online banking, the fee will be deducted from Yen Savings Account.
• *Transferring funds via online banking is not available for corporate account holders.
• *Funds in the purpose of business cannot be transferred overseas via online banking.

Others

Transaction type	Transaction fee
	Account holders	Non account holders
Transfer cancellation / amendment	¥2,500 / transfer*5	-

• *Resending a transfer that has been canceled will require payment of another transfer fee.

• *5Transfer cancellation / amendment / inquiry is free for fund transfer to SMBC Trust Bank in foreign currencies.

Transaction type	Transaction fee
	Account holders	Non account holders
Instruction of correspondent bank fee (Pay in full)	¥1,500 / transfer	-

• *If the applicant wishes to pay for any intermediate bank fees, a separate flat fee of 1,500 yen is required.
• *We accept the application for this service at a branch of ours, by mail or via PRESTIA Phone Banking.
• *Some intermediary banks may not accept a wire transfer in which the applicant opts to pay the relevant fees.
  In such case the beneficiary would have to pay the relevant fees even if the applicant should choose to pay the fees.

• For customers who have newly opened an account, fees shall be applied at the same level as customers whose Total Average Monthly Relationship Balance for the month before the previous month is equivalent to 1 million yen or more until the end of the third month including the account opening month.
• When exchanging between currencies, the exchange rate of the transaction day, including a foreign exchange fee, will be used in addition to the above fees. However, transactions exceeding a certain amount may not be subject to the exchange rate displayed at branches.

About Service Fee

• Fees featured here are applicable for the products and services at SMBC Trust Bank PRESTIA.
• Non-resident account holders are not charged consumption tax (excluding some transactions).
• Fees are subject to change without notice. For fees not shown, please inquire at a branch, etc.
• The phrase "Account holders" refers solely to customers who have SMBC Trust Bank PRESTIA accounts.
• Products and services featured here may not be purchasable or provided to customers for various reasons determined by SMBC Trust Bank.

About PRESTIA DIGITAL GOLD / PRESTIA GOLD / PRESTIA GOLD PREMIUM

• These are special status introduced to customers who meet certain requirements.
• If you have a status, the status name will be displayed on the online banking home screen (menu screen for the app), so please make sure, before making a transaction, to check your status at the time of transaction.

More details