Domestic fund transfers in yen

Transfers within SMBC Trust Bank

Transaction type Transaction fee
Account holders PRESTIA GOLD customers Non account holders
Branch or by mail ¥330 (including tax) / transfer Free ¥330 (including tax) / transfer
ATM (Cash) Under ¥30,000  ¥220 (including tax) / transfer
¥30,000 or above ¥440 (including tax) / transfer
ATM (Cash Card) Free Free -
PRESTIA Phone Banking -
PRESTIA Online -
PRESTIA Mobile -
Transfer cancellation / amendment Free
  • *The payee must have been registered in advance to use PRESTIA Phone Banking.
  • *Transferring funds via PRESTIA Online or PRESTIA Mobile is not available for corporate account holders.

Fund transfers to other banks via Zengin

Transaction type Transaction fee
Account holders Account holders whose Total Average Monthly Relationship Balance for the month before the previous month is equivalent to 1 million yen or more PRESTIA GOLD customers Non account holders
Branch or by mail ¥880 (including tax) / transfer Free -
ATM (Cash) Transfer to SMBC / to The Minato Bank, Ltd.
Under ¥30,000  ¥220 (including tax) / transfer
¥30,000 or above ¥440 (including tax) / transfer
Transfer to other banks
Under ¥30,000  ¥385 (including tax) / transfer
¥30,000 or above ¥550 (including tax) / transfer
ATM (Cash Card) Transfer to SMBC / to The Minato Bank, Ltd.
Under ¥30,000  ¥110 (including tax) / transfer
¥30,000 or above ¥220 (including tax) / transfer
Free*1 -
Transfer to other banks
Under ¥30,000  ¥165 (including tax) / transfer
¥30,000 or above ¥330 (including tax) / transfer
-
PRESTIA Phone Banking ¥880 (including tax) / transfer Free -
PRESTIA Online ¥264 (including tax) / transfer*2 ¥165 (including tax) / transfer*2 -
PRESTIA Mobile -
Transfer cancellation / amendment*3 ¥880 (including tax) / transfer -
  • *The payee must have been registered in advance to use PRESTIA Phone Banking.
  • *Transferring funds via PRESTIA Online or PRESTIA Mobile is not available for corporate account holders.
  • *If non-resident account holders who are requester or beneficiary request a domestic fund transfer, beneficiary bank may contact the beneficiary to confirm about purpose of remittance, or may deduct a separate fee as lifting fee etc. from the fund.
  • *1Although a service charge is deducted when you make transfer via Zengin at an ATM, the same amount will be credited to your account later. However, to be eligible for the reimbursement service, a balance of at least 5,000 yen in the account of your Cash Card (Yen Savings account) will be required at fund transfer.
  • *2The fee of transferring funds to SMBC is free.
  • *3Resending a transfer that has been canceled will require payment of another transfer fee.

Fund transfers in foreign currencies / Cross border fund transfers

Foreign currency transfers

Transaction type Transaction fee
Account holders PRESTIA GOLD customers Non account holders
SMBC Trust Bank ¥7,000 / transfer Free ¥7,000 / transfer
Other banks in Japan ¥7,000 / transfer ¥4,000 / transfer -
  • *Non-account holders and corporate account holders who send funds to SMBC Trust Bank denominated in the same currency as the appropriated funds will be subject to a separate lifting fee of 2,500 yen.
  • *Corporate account holders who send funds to the Other banks in Japan denominated in the same currency as the appropriated funds will be subject to a separate lifting fee of 0.05% of the amount (minimum 2,500 yen).

Overseas Fund Transfer (Electronic transfers)

Transaction type Transaction fee
Account holders Account holders whose Total Average Monthly Relationship Balance for the month before the previous month is equivalent to 1 million yen or more PRESTIA GOLD customers Non account holders
Branch or by mail ¥7,000 / transfer Free -
PRESTIA Phone Banking ¥7,000 / transfer ¥2,500 / transfer -
PRESTIA Online ¥3,500 / transfer ¥2,000 / transfer -
PRESTIA Mobile -
  • *We only accept below fund transfer request by postal mail.
    • Fund transfer which amount is over equivalent to 10 million yen or more.
    • Domestic remittance to other bank in foreign currency.
    • Foreign exchange yen clearing.
    • Fund transfer due to the account closure.
  • *Corporate account holders who request electronic transfers denominated in the same currency as the appropriated funds will be subject to a separate lifting fee of 2,500 yen.
  • *When sending funds overseas, the intermediary bank that processes the transaction may charge a separate fee.
  • *The payee must have been registered in advance to use PRESTIA Phone Banking, PRESTIA Online or PRESTIA Mobile.
  • *If funds are transferred overseas using PRESTIA Online or PRESTIA Mobile, the fee will be deducted from Yen Savings Account.
  • *Transferring funds overseas via PRESTIA Online or PRESTIA Mobile is not available for corporate account holders. In addition, individual customers cannot remit the funds in the purpose of business via PRESTIA Online or PRESTIA Mobile.

Cross border yen transfers

Transaction type Transaction fee
Account holders Account holders whose Total Average Monthly Relationship Balance for the month before the previous month is equivalent to 1 million yen or more PRESTIA GOLD customers Non account holders
Other banks in Japan ¥800 / transfer Free -
Overseas Branch or by mail ¥7,000 / transfer -
PRESTIA Phone Banking ¥7,000 / transfer -
PRESTIA Online ¥3,500 / transfer ¥2,000 / transfer -
PRESTIA Mobile -
  • *We only accept below fund transfer request by postal mail.
    • Fund transfer which amount is over equivalent to 10 million yen or more.
    • Domestic remittance to other bank in foreign currency.
    • Foreign exchange yen clearing.
    • Fund transfer due to the account closure.
  • *Corporate account holders who request electronic transfers denominated in the same currency as the appropriated funds will be subject to a separate lifting fee of 0.05% of the amount (minimum 2,500 yen).
  • *When sending funds overseas, the intermediary bank that processes the transaction may charge a separate fee.
  • *The payee must have been registered in advance to use PRESTIA Phone Banking, PRESTIA Online or PRESTIA Mobile.
  • *If funds are transferred overseas using PRESTIA Online or PRESTIA Mobile, the fee will be deducted from Yen Savings Account.
  • *Transferring funds overseas via PRESTIA Online or PRESTIA Mobile is not available for corporate account holders. In addition, individual customers cannot remit the funds in the purpose of business via PRESTIA Online or PRESTIA Mobile.

Others

Transaction type Transaction fee
Account holders Non account holders
Transfer cancellation / amendment ¥2,500 / transfer*4 -
  • *Resending a transfer that has been canceled will require payment of another transfer fee.
  • *4 Transfer cancellation/amendment/inquiry is free for fund transfer to SMBC Trust Bank in foreign currencies.
Transaction type Transaction fee
Account holders Non account holders
Instruction of correspondent bank fee (Pay in full) ¥1,500 / transfer -
  • *If the applicant wishes to pay for any intermediate bank fees, a separate flat fee of 1,500 yen is required.
  • *This service can only be applied at branch or by mail.
  • *We only accept below fund transfer request by postal mail.
    • Fund transfer which amount is over equivalent to 10 million yen or more.
    • Domestic remittance to other bank in foreign currency.
    • Foreign exchange yen clearing.
    • Fund transfer due to the account closure.
  • *This service is not applicable for fund transfers to a customer's own account and domestic fund transfers of foreign currencies in principle.
  • *The beneficiary must bear the paying (beneficiary) bank fees.
  • For customers who have newly opened an account, fees shall be applied at the same level as customers whose Total Average Monthly Relationship Balance for the month before the previous month is equivalent to 1 million yen or more until the end of the third month including the account opening month.
  • When exchanging between currencies, the exchange rate of the transaction day, including a foreign exchange fee, will be used in addition to the above fees. However, transactions exceeding a certain amount may not be subject to the exchange rate displayed at bank branches.

About Service Fee

  • Fees featured here are applicable for the products and services at SMBC Trust Bank PRESTIA.
  • Non-resident account holders are not charged consumption tax (excluding some transactions).
  • Fees are subject to change without notice. For fees not shown, please inquire at a branch, etc.
  • The phrase "Account holders" refers solely to customers who have SMBC Trust Bank PRESTIA accounts.
  • Products and services featured here may not be purchasable or able to be provided to customers for various reasons determined by SMBC Trust Bank.

About PRESTIA GOLD status

  • PRESTIA GOLD is a special service available to selected customers who maintain a Total Average Monthly Relationship Balance equivalent to 10 million yen or more and have asset management needs for products such as foreign currency denominated products.
  • In cases where SMBC Trust Bank judges that there has been abusive or unreasonable use of services, SMBC Trust Bank reserves the right to rescind PRESTIA GOLD status in accordance with reasonable standards for fair use of services.

SMBC Trust Bank Service Fee List