Benefit 1ATM fees at domestic affiliated financial institutions ¥0 for 6 months

Fees for deposits and withdrawals at Seven Bank/Japan Post Bank ATMs and withdrawals at domestic affiliated financial institutions ATMs

Open account via Internet	Open account at a branch	Regular transaction fee
Free (or reimbursed) for up to6 months*1 (up to 100 times per month)	Free (or reimbursed) for up to3 months (up to 20 times per month)	From ¥110 (incl. tax) to ¥330 (incl. tax)

• *1 The benefit applies until the end of the 6th month including the account opening month.
• *2 At Seven Bank and Japan Post Bank ATMs, the fee become free. At domestic affiliated ATMs, including "E-net" ATMs run or connected by Sumitomo Mitsui Banking Corporation, the fee will be reimbursed. In the case of reimbursement, a balance of 5,000 yen or more is required in the Yen Savings account from which the withdrawal will be made.

Benefit 2Overseas ATM owner charge reimbursed for 6 months (essentially free)

Overseas ATM owner charge (a fee an ATM owner may charge separately from the ATM service fee)

Open account via Internet	Open account at a branch	Regular transaction fee
Reimbursed for up to 6 months*1 (up to 100 times per month)	In the case of the U.S. Generally USD 3~5 / transaction *Based on our research as of September, 2024.

• *1 The benefit applies until the end of the 6th month including the account opening month.

• * For the fee to be reimbursed, the following conditions need to be met.
  ①When withdrawing from Yen Savings Account, its balance is 5,000 yen or above.
  ②When withdrawing from PRESTIA MultiMoney Foreign Currency Savings Deposit, the balance of respective currency is 5,000 yen equivalent or above, calculated with the prescribed TTB rate on the withdrawal date.
  The number of reimbursement is up to 100 times for ① and ②, respectively.
• * The conversion to yen will be calculated with the TTB rate specified by SMBC Trust Bank as of the reimbursement date.
• * Overseas ATM owner charge varies depending on each ATM owner. We cannot provide the exact amount in advance.
  
  Overseas ATM service fee is always free regardless of the benefit of opening an account via Internet.

• * The account opening month is the month to which the account opening date belongs. In the case such as when you apply at the end of the month, the account opening month may be the next month. For the opening date of your account, please inquire after your account is opened.

Benefit 3Domestic fund transfers in yen by online banking Fees 37% OFF for 6 months

Fees for domestic fund transfers to other banks via PRESTIA Online, PRESTIA Mobile or SMBC Trust Bank App

Open account via Internet	Open account at a branch	Regular transaction fee
¥165(incl. tax) / transfer for up to 6 months*1	¥165(incl. tax) / transfer for up to 3 months	¥264 (incl. tax) / transfer

• *1 The benefit applies until the end of the 6th month including the account opening month.

• * To make a domestic fund transfer to an unregistered payee, you need to apply for a token in advance.
• * The daily limit for domestic fund transfer (unregistered and registered payees combined) is 15 transactions per day (0:00～23:59).