Account opening is also available via online for your convenience.
For online account opening, click here.

Welcome to SMBC Trust Bank PRESTIA

The account application is available via 2 different channels.

For First-time Customers: Benefits of opening an account with SMBC Trust Bank PRESTIA

SMBC Trust Bank PRESTIA offers a wide variety of products and services for customers' everyday lives, including GLOBAL PASS, a cash card with a multi-currency Visa debit function offering an easy tap to pay service, online banking with a wide selection of transaction menus, and PRESTIA GOLD that provides preferential services for selected customers. In this and other ways, we support you for a secure, convenient future.

Check on video PRESTIA SMBC TRUST BANK PRESTIA Account
  • Easy tap to pay service
    "GLOBAL PASS®"

  • Quick online transactions
    "Online banking"

  • "PRESTIA GOLD" services
    Special asset management solutions and services.

More details

Via Internet

Special offers! Offer1 Domestic ATMs fees ¥0 Offer2 Domestic fund transfers fees 37% OFF Offer3 Fee waived for overseas ATM owner charge

Special offers! Offer1 Domestic ATMs fees ¥0 Offer2 Domestic fund transfers fees 37% OFF Offer3 Fee waived for overseas ATM owner charge

Opening an account via internet is convenient and good value.
Application of an opening account can be completed online.

We have special offers when you open an account through the Internet.

Offer 1ATMs fees at the other domestic affiliated financial institutions: ¥0

Deposits and withdrawals at Seven Bank ATMs and Japan Post Bank ATMs, and withdrawals at other domestic affiliated financial institutions ATMs can be used free of charge (or fee will be refunded) for 100 times per month until the month end of the 6th month including the account opening month.

Transaction fee


Open account
Via Internet

Open account
at a branch
Not covered by the benefit
Free of charge (or fee will be refunded) for up to 6 months (for 100 times per month) Free of charge (or fee will be refunded) for up to 3 months (for 20 times per month) From ¥110 (including tax) to ¥330 (including tax)
  • *At Seven Bank and Japan Post Bank ATMs, the fee becomes free. At other affiliated domestic ATMs, including "E-net" ATMs run or connected by Sumitomo Mitsui Banking Corporation, the fee will be reimbursed. In the case of reimbursement, a balance of 5,000 yen or more is required in the Yen Savings account from which the withdrawal will be made.

Offer 2Domestic fund transfers in yen by online banking fees: 37% OFF

Fees for Domestic fund transfers to other banks by online banking will be discounted until the month end of the 6th month including the account opening month.

Transaction fee


Open account
Via Internet

Open account
at a branch
Not covered by the benefit
¥165(including tax) / transfer
for up to 6 months
¥165(including tax) / transfer
for up to 3 months
¥264 (including tax) / transfer
  • *To make a domestic fund transfer to an unregistered payee, you need to apply for a token in advance.
  • * The daily limit for domestic fund transfer via online banking is 15 transactions per day.

Offer 3Fee waiver for overseas ATM owner charge

In the case where ATM owner fee*1 incurs upon making a cash withdrawal by using GLOBAL PASS® at an overseas ATM, the fee is reimbursed for up to 100 times*2 per month, depending on the balance*3 of the bank account from which the cash was withdrawn. This offer is also applicable until the month end of the 6th month including the account opening month.

Benefit for Overseas ATM owner charge


Open account
Via Internet

Open account
at a branch
Not covered by the benefit
Reimburse for
up to 6 months
In the case of U.S.
Generally USD3~5 / transaction

*Based on our research as of September, 2024.

  • *1 The prescribed TTB rate on the withdrawal date is used upon calculating the yen equivalent amount of the foreign currency balance and the fee.
  • *2 The count of reimbursements is calculated respectively for each individual account.
  • *3 For the fee to be reimbursed, the balance of 5,000 yen or higher, in case of yen savings account, or the equivalent*1 in foreign currency, in case of PRESTIA Multi Money account, is required at the time of the withdrawal.
  • * The account opening month is the month to which the account opening date belongs. In the case such as when you apply at the end of the month, the account opening month may be the next month. For the opening date of your account, please inquire after your account is opened.

At a Branch

You can get to know your account number on the day.

  • *Please note that you may not be able to open an account on the day of application due to congestion at the branch. Thank you for your patience and understanding.
  • *A cash card will be sent by simplified registered mail (transfer prohibited), approximately in about 5 business days from the date of account opening.