Special status to enrich our customers' lives

PRESTIA offers three types of special status
to customers
who understand the true
quality of good services.
As your partner for increasing your precious
assets,
we provide you with services tailored
to your needs over the long term.

  • PRESTIA GOLD PREMIUM PRESTIA GOLD PREMIUM PRESTIA GOLD PREMIUM
  • PRESTIA GOLD PRESTIA GOLD PRESTIA DIGITAL GOLD PRESTIA GOLD
  • PRESTIA
  • PRESTIA DIGITAL GOLD
  • PRESTIA GOLD
  • PRESTIA GOLD PREMIUM

PRESTIA DIGITAL GOLD Bringing PRESTIA GOLD closer to you

PRESTIA DIGITAL GOLD is offered to customers with a Total Average Monthly Wealth
Management Balance for the previous month equivalent to 3 million yen or more.
This status that mainly offers the same privileges as PRESTIA GOLD when using online banking.

Status privileges

PRESTIA DIGITAL GOLD

PRESTIA GOLD Opening up a whole new world

PRESTIA GOLD is offered to customers with a Total Average Monthly Relationship Balance equivalent to 10 million yen or more along with a Total Average Monthly Wealth Management Balance equivalent to 3 million yen or more.

Status privileges

PRESTIA GOLD

PRESTIA GOLD PREMIUM Wealth management
to realize a prosperous life

PRESTIA GOLD PREMIUM is offered to customers with a Total Average Monthly Relationship Balance equivalent to 50 million yen or more along with a Total Average Monthly Wealth Management Balance equivalent to 10 million yen or more.

Status privileges

PRESTIA GOLD PREMIUM

Requirements

PRESTIA DIGITAL
GOLD		 PRESTIA GOLD PRESTIA GOLD
PREMIUM
①Total Average Monthly Relationship Balance
- 10 million yen~ 50 million yen~
②Total Average Monthly Wealth
Management Balance
3 million yen~ 3 million yen~ 10 million yen~

You must meet both requirements ① and ② in yen conversion.

  • What is the Total Average Monthly Wealth Management Balance? Total Average Monthly Wealth Management Balance is the sum of the average monthly balances of each asset management product in your SMBC Trust Bank PRESTIA accounts. (Your Total Average Monthly Wealth Management Balance is not written in your bank statement.) <Products included>
    Foreign Currency Deposit 25% of loan balance Mutual Funds Securities Intermediary Products
    Insurance products (differences may arise for certain products or some may not be included in the calculation) Joint Management Designated Money Trust
    • Structured Deposit in Japanese yen is not included.
  • What is the Total Average Monthly Relationship Balance? "Total Average Monthly Relationship Balance" is the sum of the average monthly balances of each product in your SMBC Trust Bank PRESTIA accounts. Your Total Average Monthly Relationship Balance is written in your bank statement.

Comparison of Status Privileges

PRESTIA DIGITAL
GOLD		 PRESTIA GOLD PRESTIA GOLD
PREMIUM
Fees for domestic yen fund transfers
Free*1 Free Free
Fees for overseas remittances
Free*2 Free Free
Foreign exchange fees for purchasing foreign
currency *3
50% OFF*2 50% OFF 70% OFF
GLOBAL PASS cashback bonus
(for shopping at Visa merchants overseas) *4
1.0% 1.0% 1.5%
ANA MILEAGE CLUB GLOBAL PASS mile benefits
(based on annual increase in foreign currency
deposit balance, per 10,000 yen equivalent) *4
10 miles 10 miles 15 miles
Add-on interest rate "ENJOY PLUS Gold" *5
✓ ✓ ✓
Special interest rate for loan products
- ✓ ✓
Dedicated consultant
- ✓ ✓
Dedicated phone line
- ✓ ✓
Premium event
- - ✓
Family Premium Service
- - ✓
Transfer funds from overseas Exclusive privilege
for PRESTIA GOLD PREMIUM customers
- - ✓
  • Applicable only to transactions completed via online banking or ATMs (using a cash card).
  • Applicable mainly to transactions completed via online banking.
  • Applicable only to USD, AUD, NZD, GBP, CAD and EUR.
  • When your status changes, you will automatically receive the benefits and privileges of your new status, regardless of the type of card you have.
  • Applicable to deposits using yen funds.

For details about the timing of
status change and how to check your status,
please check below.

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