About the Monthly Account Maintenance Fee

SMBC Trust Bank PRESTIA automatically withdraws a monthly account maintenance fee of 2,200 yen (including tax) from your account on the second business day of each month.
However, this fee is waived if any one of the conditions below is satisfied.

Conditions for a waiver of the monthly account maintenance fee

Transactions eligible for a fee waiver Conditions
1 Total Average Monthly Relationship Balance The balance for the previous month is equivalent to 500,000 yen or more.
2 Total Average Monthly Relationship Balance (foreign currency portion) The balance in foreign currency for the previous month is equivalent to 200,000 yen or more.
3 Loans Having a loan balance as of the end of the previous month (excluding PRESTIA MultiMoney Credit).
4 PRESTIA MultiMoney Credit Having a PRESTIA MultiMoney Credit loan balance as of the specific time on the final business day of the previous month designated by SMBC Trust Bank.
5 Affiliated credit card of SMBC Trust Bank Being the credit card holder as of the 25th of the previous month (or if the 25th falls on Sat/Sun/national holiday, as of the previous business day).
6 Foreign Currency Deposit Service Having applied for Foreign Currency Deposit Service and deposited certain times after the initial withdrawal.

◎Regardless of the above conditions, monthly account maintenance fees are waived for the first three months for all customers, including the month in which the account was opened.

◎Different conditions are applied to customers eligible for various other preferential programs. Please contact us for more details.

◎"Total Average Monthly Relationship Balance" is the sum of the average monthly balances of each product in your SMBC Trust Bank PRESTIA accounts. Your Total Average Monthly Relationship Balance is written in your bank statement.