Brief Description of Product

17 types of currency available. Useful for pooling your assets.

Applicable currencies
USD, AUD, NZD, GBP, CAD, CHF, EUR, SGD, HKD, CNY*, THB, ZAR, TRY, MXN, NOK, SEK DKK (Please note that there are cases where some currencies may not be offered due to the country's regulations and / or market conditions.)
*SMBC Trust Bank handles Chinese Yuan offshore only and uses "CNY" to denote RMB(Renminbi) funded in the offshore market, based on the currency code used on the global settlement system, while onshore RMB circulates on Mainland China.
Term availability
No fixed deposit term.
Deposit amount
The second decimal place of one unit of the deposited foreign currency or above.
Possible at any time.
Interest - Applicable rates
Applicable interest rate will be changed according to market conditions without notice at any time and the new rate will be applied from the day on which the applicable rate is changed (Savings interest rate is floating rate.).
For the latest rates, please inquire at our branches or PRESTIA Phone Banking.
Interest payment method
The interest due is added to the deposited principal every month.
The interest of the current month * is paid on the first business day of the following month. Withdrawing is available from the interest payment date.
  • *Interest calculation term is from the interest payment date of previous month to a previous date of the interest payment date of the current month.
Transaction Channels and Contact Number
Branches of SMBC Trust Bank Ltd.(belonging to PRESTIA) that are set up to handle said transactions. Certain transactions may not be available via online banking and PRESTIA Phone Banking. For details, please inquire at our branches or via PRESTIA Phone Banking (Domestic (toll-free): 0120-110-330; From overseas (toll-charged): 81-46-401-2100).

Please note

This product entails some risks such as loss of principal in Japanese yen. Please read "Information Memorandum and Pre-Contract Document" carefully and make sure you have full understanding of the product, associated risks, and commissions before making a transaction.

Please see here for the details of Risk of loss of principal, Commissions, Other considerations and available currencies, etc.

Related Information


Applications are accepted using the following methods:

  • *Depending on the transaction channel, some transactions / services may not be accepted. For more information, call PRESTIA Phone Banking.
  • *You must go through the user registration process before using online banking.

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