Notice of "Past Performance of Premium Deposit" Disclosure

Dear Customers,

Thank you for banking with SMBC Trust Bank.

We will disclose the "Past Performance of Premium Deposits" on our Japanese website on May 22^nd, 2025. The English page is scheduled to be released from the end of May to early June.

This past performance data calculates the risk and return of the Premium Deposit (structured deposit with FX option) handled by our bank to date, using a certain calculation method. Please note that the past performance does not show individual performance for each customer's transaction.

1. Purpose of Disclosing Past Performance
   • To facilitate comparison with other investment products
   • To confirm the investment efficiency of Premium Deposits
   • *Premium Deposits are structured deposits where the principal may be exchanged to the counter currency at a predetermined rate depending on the exchange rate at maturity. Please consider this point when making transactions.
2. Products for Past Performance Disclosure

   Premium Deposits: Deposit in Japanese Yen / Deposit in Foreign Currency / Cross Currency Type
   Deposit Periods: 1 week / 2 weeks / 1 month / 3 months

3. Start Date of Past Performance Disclosure

   Thursday, May 22, 2025
   This is the release date for the Japanese page. The English page is scheduled to be released from late May to early June.

4. Calculation Method / Risk and Return Performance

   You can check the calculation method and risk and return performance on the "Past Performance of Premium Deposit" page after the disclosure starts.

5. Notes
   • The disclosed past performance includes unrealized losses based on the deposit currency and differs from realized performance.
   • It does not show the performance of individual transactions.
   • It does not guarantee future results.

We appreciate your continued patronage of SMBC Trust Bank PRESTIA.

SMBC Trust Bank Ltd.