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SMBC Trust Bank launches PRESTIA GLOBAL PASS

SMBC Trust Bank launches PRESTIA GLOBAL PASS

SMBC Trust Bank Ltd. (President and CEO: Fumiaki Kurahara; "SMBC Trust Bank") will launch [GLOBAL PASS®, an integrated cash card with multi-currency Visa debit function,]for individual customers on October 1, 2019 (tentative schedule).

GLOBAL PASS is an integrated cash card with multi-currency Visa debit function that can be used in 18 currencies (*1), the largest number for a Visa debit card in Japan. With GLOBAL PASS, customers can withdraw their money from their Yen Savings Deposit accounts and PRESTIA MultiMoney Foreign Currency Savings Deposit accounts directly.

(*1)Applicable Currencies

* PRESTIA MultiMoney Foreign Currency Savings Deposit handles Chinese Yuan offshore only.

Starting, August 19, 2019 (tentative schedule), six new currencies, Singapore dollar, Turkish lira, Chinese yuan offshore, Swedish krone, Danish krone and Mexican peso, will be available at SMBC Trust Bank.

Due to security reasons, cash cards issued before the end of September 2019 can no longer be used overseas after September 2021 (Planned). Customers are encouraged to switch to GLOBAL PASS at their earliest convenience. Please note that those cash cards can still be used in Japan.

Customers who currently hold other SMBC Trust Bank cash cards are encouraged to switch to GLOBAL PASS via the Internet easily after the service launch.

(*2) Banking Card (International cash card) PRESTIA Gaika Cash Card (Cash card settled in US dollars)

SMBC Trust Bank seeks to offer new added value to its customers through unique products and services not provided by other financial institutions, utilizing its three edges:[trusts], [foreign currency] and [real estate.]

1. Service name

GLOBAL PASS

2. Features of GLOBAL PASS

  • Shop at stores with the Visa mark in Japan and overseas
  • Any way tap to pay with Visa and iD for speedy payment
  • Withdraw local currency from overseas ATMs with Visa or PLUS mark
  • Special benefits for overseas usage (cash back or ANA mileage benefits)
  • Family card is available

3. "GAIKA FULL Back®" offers a sense of security to customers in case their foreign currency account balance is insufficient.

This service allows you to make settlements by covering the full amount with your Yen Savings 　Deposit Account if the balance of the transacting foreign currency in your PRESTIA MultiMoney Savings Deposit Account is insufficient. With this service, you will be able to use your card overseas without worrying about your foreign currency balance.

*When using GAIKA FULL BACK, conversion into yen is carried out at a rate obtained by adding the predefined commission fee (3%) to the exchange rate determined by Visa; in general, the amount will be debited immediately from your Yen Savings　Deposit Account.

4. Two types of GLOBAL PASS cards are available.

Customers can choose from two types of GLOBAL PASS cards; GLOBAL PASS with cash back bonus rewards and ANA MILEAGE CLUB GLOBAL PASS with ANA mileage benefits.

<GLOBAL PASS>

The card design is based on an image of a new banknote that enables customers use their foreign currency as is.

<ANA MILEAGE CLUB GLOBAL PASS>

The card design uses a flight map showing flight connections worldwide.

5. Service launch date

October 1, 2019 (Planned)

【Product Overview (tentative)】

For more details, please check SMBC Trust Bank's website, etc. after the product launch.

Product name
1.GLOBAL PASS
2.ANA MILEAGE CLUB GLOBAL PASS
Distribution outlet
SMBC Trust Bank
International brand
Visa
Eligible customers
Individual customers who have Yen Savings Deposit account and PRESTIA MultiMoney Foreign Currency Savings Deposit account with SMBC Trust Bank
  • Main card: Customers must be 18 years of age or older to apply. (Customers cannot apply for a GLOBAL PASS card with a business account.)
  • Family card: Customers must be 16 years of age or older to apply. (High school students can apply.)
Issuance fee
  • Main card: Free
  • Family card: 1,000 yen/card (tax excluded)
Annual membership fee
Free
Usage
[Withdrawing cash from domestic ATMs]
  • When using ATMs located within Sumitomo Mitsui Banking Corporation and SMBC Trust Bank branches: Free
  • When using ATMs of affiliated financial institutions in Japan: 100-300 yen (tax excluded)
[Withdrawing local currency from overseas ATMs]
  • ATM fees: Free
    (Customers can use overseas ATMs with either Visa or PLUS mark.)
[Shopping]
  • Shopping at Visa merchants and iD merchants in Japan and abroad: Free (including overseas online shopping sites; At merchants with iD or Visa Contactless Symbol, customers can make a payment by simply touching a card reader.)
Upper limit
(Upper limit can be changed in units of 10,000 yen.)
[Withdrawal from domestic ATMs]
  • IC chip/Magnetic stripe
    Withdrawal: Up to 3,000,000 yen; Transfer: Up to 3,000,000yen
  • Biometric authentication
    Up to 10,000,000 yen
[Withdrawal of local currency from overseas ATMs]
Up to 100,000 yen/withdrawal; Up to 500,000 yen/day; Up to 3,000,000 yen/month

[Shopping]
Up to 5,000,000 yen/shopping; Up to 5,000,000 yen/day; Up to 10,000,000 yen/month
Payment method
Money is withdrawn immediately from the settlement accounts in principle.
Card validity
5 years
Special benefits
GLOBAL PASS Cash back bonus: A percentage of the amount spent for shopping abroad will be automatically deposited to customers' Yen Savings Deposit accounts every month. The percentage is determined based on customer category.
  • For PRESTIA GOLD PREMIUM customers: 1.5%
  • For PRESTIA GOLD customers: 1.0%
  • For other customers: 0.25%
ANA MILEAGE CLUB GLOBAL PASS ANA mileage benefits
  1. In addition to 300 bonus miles awarded when a new account is opened
  2. On top of it, customers can earn a certain number of miles each year per annual increase of 10,000 yen equivalent in their PRESTIA MultiMoney Foreign Currency Savings Deposit account and Foreign Time currency Deposit account balance. The number of miles is determined based on customer category.
    • For PRESTIA GOLD PREMIUM customers: 15 miles
    • For PRESTIA GOLD customers: 10 miles
    • For other customers: 5 miles
  3. Customers can earn 1 mile per 10,000 yen equivalentspent for shopping abroad or withdrawn from overseas ATMs in local currency.
Other services
  1. Web service
    Monthly statements can be viewed via GLOBAL PASS Member's Website.
  2. Alert service
    An E-mail notice will be sent each time GLOBAL PASS is used.
  3. Shopping insurance.
  4. Member Indemnification Program.

GLOBAL PASS® (Multi Currencies Visa Debit with Cash Card) Start Guide details, please click here.

"GLOBAL PASS" and "GAIKA FULL BACK" are registered trademarks of SMBC Trust Bank and "iD" are trademarks of NTT DOCOMO, INC.

SMBC Trust Bank Ltd.