Yen Savings Account (account number : 7 digits)
- For day-to-day deposits and withdrawals
- For receiving salaries and pension payments
- Automatic withdrawal for utilities, credit card bills and insurance premiums
- Currency
- Yen
- Cashless Shopping
- Deposit/Withdrawal
PRESTIA MultiMoney Account (account number : 8 digits)
(For asset management and to deposit foreign currencies for use abroad)
Customers performing foreign currency deposit transactions for the first time (including receiving transfers in foreign currency) will be required to submit a PRESTIA MultiMoney Foreign Currency Savings Deposit application.
- Applicable Currencies
-
Japanese Yen (JPY), US Dollar (USD), Australian Dollar (AUD), New Zealand Dollar (NZD), British Pound (GBP), Canadian Dollar (CAD), Euro (EUR), Swiss Franc (CHF), Singapore Dollar (SGD), Hong Kong Dollar (HKD), Chinese Yuan Offshore (CNY*), Thai Baht (THB), South African Rand (ZAR), Turkish Lira (TRY), Mexican Peso (MXN), Norwegian Krone (NOK), Swedish Krona (SEK), Danish Krone (DKK)
- *SMBC Trust Bank handles Chinese Yuan offshore only and uses 'CNY' to denote RMB (Renminbi) funded in the offshore market, based on the currency code used on the global settlement system, while onshore RMB circulates on Mainland China.
- Cashless Shopping
- Overseas : Shopping (withdrawn from PRESTIA MultiMoney Account Foreign Currency Savings Deposit)
Shopping at Visa merchants (including online stores).
- Deposit/Withdrawal
- Overseas : Withdrawal (withdrawn from PRESTIA MultiMoney Account Foreign Currency Savings Deposit)
Use ATMs with Visa or PLUS logo.
- Overseas remittance
-
PRESTIA customers can transfer funds to overseas and receive funds from overseas in Japan.
There are cases where remittances of CNY, TRY, MXN, etc. may not be offered.
At SMBC Trust Bank PRESTIA, we use profiling (a series of questions related to asset management) to understand the amount of risk you are able to accept. The answers received in profiling, and the risk acceptable to the customer, are expressed numerically as a "customer risk tolerance (risk score)". Please be aware that investment in a product is not possible if the customer risk score is below the product risk level. Please note that the risk score is valid for 1 year from the obtained date.
Bank Statement
SMBC Trust Bank PRESTIA does not issue a bankbook for your account. You can view bank statements on online banking that contain information such as all your account balances, as well as transaction details.
- Please refer to the GLOBAL PASS Member's Website for detailed statements of shopping at Visa/iD merchants.