Applicable Currencies

USD, AUD, NZD, GBP, CAD, EUR, CHF, SGD, HKD, CNY*, THB, ZAR, TRY, MXN, NOK, SEK, DKK
*SMBC Trust Bank handles Chinese Yuan offshore only and uses ‘CNY’ to denote RMB(Renminbi) funded in the offshore market, based on the currency code used on the global settlement system, while onshore RMB circulates on Mainland China.

Term

There is no fixed term for the Foreign Currency Deposit Service.

Amount

The amount to be converted to foreign currency on each "Deposit Date" by the Service should be specified either in the debit amount in yen or the deposit amount in a foreign currency at the time of applying for the Service.The amount can be chosen from 10,000 yen equivalent to 3 million yen equivalent.

Deposit Date

The Deposit Date of the Service in each month should be specified at the time of applying for the Service. The frequency is once in a month. You cannot change the Deposit Date in each month. You can specify a date in a month with instructions on whether the Deposit Date should be "previous" or "following" business day if the Deposit Date in a month falls on a Saturday, Sunday, or a national holiday in Japan (including December 31 through January 3). In case that "following" business day was instructed and falls within the next month, the deposit day will be in the next month.
*You cannot specify a day of the week (Monday etc.) or a date which does not exist in a calendar as the Deposit Date. If you choose "31st" of each month as the Deposit Date and the "previous" business day in case where the Deposit Date in a month falls on a Saturday, Sunday, or a national holiday in Japan (including December 31 through January 3), the debit and deposit will be made on the last business day of the month.

Cancellation /
Amendment

• Cancellation of Foreign Currency Deposit Service is available at branches, via PRESTIA Phone Banking and by postal mail. It may take several days to complete the cancellation after the application of cancellation is submitted. Please note that in case the next Deposit Date is near to the application submission date, the cancellation may be completed after the next Deposit Date. If you cancel the Service by postal mail, please send the cancellation form well in advance so that it will arrive at the Bank at least one month prior to you designated cancellation date.
• To amend the details of the Service (account, currency, Deposit Date, amount, etc.), you are first required to cancel the current Service and apply for a new Service.

Withdrawals

Foreign currency bought by the Service will be deposited to PRESTIA MultiMoney Foreign Currency Savings Deposit. The withdrawal from this savings is possible at any time.

Applicable Rates

PRESTIA MultiMoney Foreign Currency Savings Deposit interest rate (Savings interest rate is floating rate) for the deposited currency is applied. Applicable interest rate may be changed according to market without notice at any time and the new rate will be applied from the date on which the applicable rate is changed. For the latest rates, please inquire at our branches or PRESTIA Phone Banking.

Interest payment method

Interest is paid in a lump sum at maturity.

Transaction Channels and
Contact Number

Branches of SMBC Trust Bank Ltd. (belonging to PRESTIA) that are set up to handle said transactions. Certain transactions may not be available via online banking and PRESTIA Phone Banking.
For details, please inquire at our branches or via PRESTIA Phone Banking (Domestic (toll-free):0120-110-330; From overseas (toll-charged): 81-46-401-2100).