Revision of Affiliated Credit Card Point Program

May, 2020

Dear Customers,

Please note that PRESTIA Rewards ratio will be changed due to point service revision of Sumitomo Mitsui Card, the issuer of our affiliated credit card, on June 1, 2020. The new point will be accumulated up to five times than before, however the value of PRESTIA Rewards remain unchanged. Your "World Point" is transferred to the new point service automatically. Should you require further information, please visit the website of Sumitomo Mitsui Card Co., Ltd (Japanese site). PRESTIA website is to be renewed on June 1, 2020.

Example of PRESTIA Rewards
In case of Foreign currency transactions from yen funds (excluding currency exchange and fund transfer)

	Till May 31, 2020					After June 1, 2020
Card type	1million yen or more	2million yen or more	3million yen or more	4million yen or more	5million yen or more	1million yen or more	2million yen or more	3million yen or more	4million yen or more	5million yen or more
PRESTIA Visa GOLD CARD	35 points	70 points	105 points	140 points		175 points	350 points	525 points	700 points
PRESTIA Visa PLATINUM CARD	35 points	70 points	105 points	140 points	210 points	175 points	350 points	525 points	700 points	1,050 points

SMBC Trust Bank Ltd.