Risk-Return Performance Chart (Return Distribution), Return Performance and the Currency Exchange Occurrence Ratio

The Risk-Return Performance Chart, Return Performance and the Currency Exchange Occurrence Ratio are based on the past Premium Deposit transactions which matured between November 2015 and March 2025.

  • Returns

    The total return for each transaction, based on the deposit currency (the value obtained by dividing total amount of interest and principal profit/loss by the deposited principal), is shown on annualized basis (calculated on 365-day basis).

    • *Principal profit/loss: It is calculated only for transactions where currency exchange occurred on the maturity date. The principal profit/loss is determined as the difference between the redeemed principal amount converted to the deposit currency at the published rate on the maturity date and the deposited principal amount.

  • The Risk-Return Performance Chart

    The risk is indicated by the variation in the return distribution on the horizontal axis. The 'Number of Transactions' on the vertical axis indicates how many transactions were conducted corresponding to the annualized returns on the horizontal axis. However, since Premium Deposits are products with terms of less than one year, the Number of Transactions is weighted by deposit period.

    Calculation Example : In the case where the annualized return for a 7-day Premium Deposit is 5%, it is recorded in the Risk-Return Performance Chart (Return Distribution) as 0.02 transactions in the 5% return category, calculated as 7 days ÷ 365 days ≒ 0.02.

Deposit in Japanese Yen

One-Week

The returns shown below are the notional returns calculated by converting the redeemed principal, which has been exchanged for another currency, back to the deposit currency at the published rate on the maturity date. These are not realized gains or losses (returns).

  • 1Risk-Return Chart (Return Distribution)

    Deposit in Japanese Yen One-Week Risk-Return Chart (Return Distribution) Nov 2015 - Mar 2025

  • 2Return and currency exchange occurrence ratio

    Premium Deposit (Deposit in Japanese Yen One-Week) Return

    Period Return (annual rate%) Currency exchange occurrence ratio(%)
    Average*1 Maximum Minimum
    Fiscal Year 2020 -2.90% 24.54% -228.84% 21.47%
    Fiscal Year 2021 -3.45% 20.09% -170.79% 23.42%
    Fiscal Year 2022 -10.15% 45.63% -253.92% 24.29%
    Fiscal Year 2023 -3.28% 30.91% -213.64% 17.77%
    Fiscal Year 2024 -6.02% 42.56% -454.99% 26.44%
    Nov 2015 - Mar 2025 -7.30% 67.10% -575.64% 26.67%
    • *1The average value is the amount and period weighted average, weighted by the transaction amount and the number of deposit days of the transactions.

Two-Weeks

The returns shown below are the notional returns calculated by converting the redeemed principal, which has been exchanged for another currency, back to the deposit currency at the published rate on the maturity date. These are not realized gains or losses (returns).

  • 1Risk-Return Chart (Return Distribution)

    Deposit in Japanese Yen Two-Weeks Risk-Return Chart (Return Distribution) Nov 2015 - Mar 2025

  • 2Return and currency exchange occurrence ratio

    Premium Deposit (Deposit in Japanese Yen Two-Weeks) Return

    Period Return (annual rate%) Currency exchange occurrence ratio(%)
    Average*1 Maximum Minimum
    Fiscal Year 2020 -0.91% 17.30% -102.21% 14.51%
    Fiscal Year 2021 -0.44% 16.18% -112.44% 13.20%
    Fiscal Year 2022 -4.40% 23.30% -164.95% 21.21%
    Fiscal Year 2023 -1.18% 17.79% -108.53% 13.84%
    Fiscal Year 2024 -7.47% 23.73% -309.14% 25.76%
    Nov 2015 - Mar 2025 -3.94% 31.06% -338.15% 22.58%
    • *1The average value is the amount and period weighted average, weighted by the transaction amount and the number of deposit days of the transactions.

One-Month

The returns shown below are the notional returns calculated by converting the redeemed principal, which has been exchanged for another currency, back to the deposit currency at the published rate on the maturity date. These are not realized gains or losses (returns).

  • 1Risk-Return Chart (Return Distribution)

    Deposit in Japanese Yen One-Month Risk-Return Chart (Return Distribution) Nov 2015 - Mar 2025

  • 2Return and currency exchange occurrence ratio

    Premium Deposit (Deposit in Japanese Yen One-Month) Return

    Period Return (annual rate%) Currency exchange occurrence ratio(%)
    Average*1 Maximum Minimum
    Fiscal Year 2020 -0.23% 7.71% -41.06% 14.54%
    Fiscal Year 2021 0.72% 8.66% -67.43% 8.03%
    Fiscal Year 2022 -2.44% 15.69% -92.81% 19.33%
    Fiscal Year 2023 -1.32% 11.03% -75.37% 12.86%
    Fiscal Year 2024 -7.29% 13.34% -170.46% 28.96%
    Nov 2015 - Mar 2025 -2.47% 27.45% -170.46% 20.61%
    • *1The average value is the amount and period weighted average, weighted by the transaction amount and the number of deposit days of the transactions.

Three-Months

The returns shown below are the notional returns calculated by converting the redeemed principal, which has been exchanged for another currency, back to the deposit currency at the published rate on the maturity date. These are not realized gains or losses (returns).

  • 1Risk-Return Chart (Return Distribution)

    Deposit in Japanese Yen Three-Months Risk-Return Chart (Return Distribution) Nov 2015 - Mar 2025

  • 2Return and currency exchange occurrence ratio

    Premium Deposit (Deposit in Japanese Yen Three-Months) Return

    Period Return (annual rate%) Currency exchange occurrence ratio(%)
    Average*1 Maximum Minimum
    Fiscal Year 2020 0.40% 3.86% -9.98% 23.88%
    Fiscal Year 2021 0.74% 4.57% -18.82% 4.93%
    Fiscal Year 2022 -0.58% 6.94% -50.97% 15.57%
    Fiscal Year 2023 1.38% 5.92% -15.90% 3.54%
    Fiscal Year 2024 -4.91% 6.33% -36.47% 38.77%
    Nov 2015 - Mar 2025 -0.63% 10.39% -57.32% 20.55%
    • *1The average value is the amount and period weighted average, weighted by the transaction amount and the number of deposit days of the transactions.

Deposit in Foreign Currency

One-Week

The returns shown below are the notional returns calculated by converting the redeemed principal, which has been exchanged for another currency, back to the deposit currency at the published rate on the maturity date. These are not realized gains or losses (returns).

  • 1Risk-Return Chart (Return Distribution)

    Deposit in Foreign Currency One-Week Risk-Return Chart (Return Distribution) Nov 2015 - Mar 2025

  • 2Return and currency exchange occurrence ratio

    Premium Deposit ( Deposit in Foreign Currency One-Week) Return

    Period Return (annual rate%) Currency exchange occurrence ratio(%)
    Average*1 Maximum Minimum
    Fiscal Year 2020 -6.91% 21.40% -288.31% 31.34%
    Fiscal Year 2021 -8.18% 16.00% -283.53% 36.97%
    Fiscal Year 2022 -7.60% 30.23% -286.61% 27.34%
    Fiscal Year 2023 -6.56% 19.75% -183.85% 32.46%
    Fiscal Year 2024 -4.64% 23.65% -186.80% 26.17%
    Nov 2015 - Mar 2025 -7.21% 67.08% -399.00% 32.19%
    • *1The average value is the amount and period weighted average, weighted by the transaction amount and the number of deposit days of the transactions.

Two-Weeks

The returns shown below are the notional returns calculated by converting the redeemed principal, which has been exchanged for another currency, back to the deposit currency at the published rate on the maturity date. These are not realized gains or losses (returns).

  • 1Risk-Return Chart (Return Distribution)

    Deposit in Foreign Currency Two-Weeks Risk-Return Chart (Return Distribution) Nov 2015 - Mar 2025

  • 2Return and currency exchange occurrence ratio

    Premium Deposit (Deposit in Foreign Currency Two-Weeks) Return

    Period Return (annual rate%) Currency exchange occurrence ratio(%)
    Average*1 Maximum Minimum
    Fiscal Year 2020 -2.96% 14.86% -196.98% 26.38%
    Fiscal Year 2021 -8.29% 11.68% -201.54% 33.03%
    Fiscal Year 2022 -7.78% 19.45% -145.03% 27.09%
    Fiscal Year 2023 -3.26% 16.35% -122.10% 32.70%
    Fiscal Year 2024 -3.94% 17.50% -101.27% 25.65%
    Nov 2015 - Mar 2025 -4.51% 58.96% -205.93% 26.34%
    • *1The average value is the amount and period weighted average, weighted by the transaction amount and the number of deposit days of the transactions.

One-Month

The returns shown below are the notional returns calculated by converting the redeemed principal, which has been exchanged for another currency, back to the deposit currency at the published rate on the maturity date. These are not realized gains or losses (returns).

  • 1Risk-Return Chart (Return Distribution)

    Deposit in Foreign Currency One-Month Risk-Return Chart (Return Distribution) Nov 2015 - Mar 2025

  • 2Return and currency exchange occurrence ratio

    Premium Deposit (Deposit in Foreign Currency One-Month) Return

    Period Return (annual rate%) Currency exchange occurrence ratio(%)
    Average*1 Maximum Minimum
    Fiscal Year 2020 -3.23% 5.40% -100.14% 33.88%
    Fiscal Year 2021 -6.91% 5.67% -95.24% 30.21%
    Fiscal Year 2022 -1.24% 11.45% -78.99% 24.80%
    Fiscal Year 2023 -1.50% 8.76% -53.86% 44.31%
    Fiscal Year 2024 0.47% 11.00% -71.39% 25.60%
    Nov 2015 - Mar 2025 -2.69% 18.71% -121.76% 26.79%
    • *1The average value is the amount and period weighted average, weighted by the transaction amount and the number of deposit days of the transactions.

Three-Months

The returns shown below are the notional returns calculated by converting the redeemed principal, which has been exchanged for another currency, back to the deposit currency at the published rate on the maturity date. These are not realized gains or losses (returns).

  • 1Risk-Return Chart (Return Distribution)

    Deposit in Foreign Currency Three-Months Risk-Return Chart (Return Distribution) Nov 2015 - Mar 2025

  • 2Return and currency exchange occurrence ratio

    Premium Deposit (Deposit in Foreign Currency Three-Months) Return

    Period Return (annual rate%) Currency exchange occurrence ratio(%)
    Average*1 Maximum Minimum
    Fiscal Year 2020 -3.35% 2.50% -33.30% 49.68%
    Fiscal Year 2021 -11.81% 3.27% -49.71% 57.50%
    Fiscal Year 2022 -0.78% 6.38% -40.65% 30.56%
    Fiscal Year 2023 -3.18% 5.75% -34.87% 67.86%
    Fiscal Year 2024 -1.81% 6.88% -28.00% 42.15%
    Nov 2015 - Mar 2025 -4.35% 6.88% -51.12% 40.30%
    • *1The average value is the amount and period weighted average, weighted by the transaction amount and the number of deposit days of the transactions.

Cross Currency Type

One-Week

The returns shown below are the notional returns calculated by converting the redeemed principal, which has been exchanged for another currency, back to the deposit currency at the published rate on the maturity date. These are not realized gains or losses (returns).

  • 1Risk-Return Chart (Return Distribution)

    Cross Currency Type One-Week Risk-Return Chart (Return Distribution) Nov 2015 - Mar 2025

  • 2Return and currency exchange occurrence ratio

    Premium Deposit (Cross Currency Type One-Week) Return

    Period Return (annual rate%) Currency exchange occurrence ratio(%)
    Average*1 Maximum Minimum
    Fiscal Year 2020 -5.62% 19.36% -248.94% 32.51%
    Fiscal Year 2021 -8.58% 16.99% -278.39% 38.10%
    Fiscal Year 2022 -7.40% 22.14% -244.35% 32.05%
    Fiscal Year 2023 -9.07% 16.66% -152.84% 41.80%
    Fiscal Year 2024 -12.27% 19.11% -227.05% 44.38%
    Nov 2015 - Mar 2025 -8.20% 103.88% -652.00% 36.36%
    • *1The average value is the amount and period weighted average, weighted by the transaction amount and the number of deposit days of the transactions.

Two-Weeks

The returns shown below are the notional returns calculated by converting the redeemed principal, which has been exchanged for another currency, back to the deposit currency at the published rate on the maturity date. These are not realized gains or losses (returns).

  • 1Risk-Return Chart (Return Distribution)

    Cross Currency Type Two-Weeks Risk-Return Chart (Return Distribution) Nov 2015 - Mar 2025

  • 2Return and currency exchange occurrence ratio

    Premium Deposit (Cross Currency Type Two-Weeks) Return

    Period Return (annual rate%) Currency exchange occurrence ratio(%)
    Average*1 Maximum Minimum
    Fiscal Year 2020 -4.57% 14.94% -145.66% 27.57%
    Fiscal Year 2021 -5.48% 11.40% -150.45% 28.32%
    Fiscal Year 2022 -5.07% 20.61% -136.08% 28.41%
    Fiscal Year 2023 -10.62% 13.39% -90.30% 32.97%
    Fiscal Year 2024 -6.14% 10.68% -89.93% 36.98%
    Nov 2015 - Mar 2025 -4.86% 90.02% -297.86% 27.12%
    • *1The average value is the amount and period weighted average, weighted by the transaction amount and the number of deposit days of the transactions.

One-Month

The returns shown below are the notional returns calculated by converting the redeemed principal, which has been exchanged for another currency, back to the deposit currency at the published rate on the maturity date. These are not realized gains or losses (returns).

  • 1Risk-Return Chart (Return Distribution)

    Cross Currency Type One-Month Risk-Return Chart (Return Distribution) Nov 2015 - Mar 2025

  • 2Return and currency exchange occurrence ratio

    Premium Deposit (Cross Currency Type One-month) Return

    Period Return (annual rate%) Currency exchange occurrence ratio(%)
    Average*1 Maximum Minimum
    Fiscal Year 2020 -3.75% 5.76% -57.41% 31.91%
    Fiscal Year 2021 -3.98% 3.95% -104.15% 32.61%
    Fiscal Year 2022 -4.55% 11.29% -86.18% 30.36%
    Fiscal Year 2023 0.66% 6.88% -58.43% 37.65%
    Fiscal Year 2024 -6.21% 7.01% -59.62% 34.10%
    Nov 2015 - Mar 2025 -3.12% 50.66% -142.57% 30.11%
    • *1The average value is the amount and period weighted average, weighted by the transaction amount and the number of deposit days of the transactions.

Three-Months

The returns shown below are the notional returns calculated by converting the redeemed principal, which has been exchanged for another currency, back to the deposit currency at the published rate on the maturity date. These are not realized gains or losses (returns).

  • 1Risk-Return Chart (Return Distribution)

    Cross Currency Type Three-Months Risk-Return Chart (Return Distribution) Nov 2015 - Mar 2025

  • 2Return and currency exchange occurrence ratio

    Premium Deposit (Cross Currency Type Three-Months) Return

    Period Return (annual rate%) Currency exchange occurrence ratio(%)
    Average*1 Maximum Minimum
    Fiscal Year 2020 -3.62% 2.63% -37.78% 36.26%
    Fiscal Year 2021 -2.38% 2.71% -26.49% 33.33%
    Fiscal Year 2022 -5.35% 4.59% -39.25% 27.32%
    Fiscal Year 2023 0.83% 6.42% -11.57% 30.23%
    Fiscal Year 2024 -0.56% 6.39% -26.33% 44.44%
    Nov 2015 - Mar 2025 -0.98% 6.42% -51.85% 30.77%
    • *1The average value is the amount and period weighted average, weighted by the transaction amount and the number of deposit days of the transactions.
  • All the data on this page are using past data and do not guarantee future investment performances.

This product entails some risks such as loss of principal. Please see here for the details.