Partial Update of ANA MILEAGE CLUB GLOBAL PASS < ANA mile benefits > Program Conditions

Dear Valued Customer,

Thank you very much for banking with SMBC Trust Bank.
As of January 1, 2025, the program conditions for ANA MILEAGE CLUB GLOBAL PASS < ANA mile benefits > will be partially updated as follows.

< Conditions after change >
The update is indicated in bold below.

ANA MILEAGE CLUB GLOBAL PASS < ANA mile benefits >

Benefit1
Opening a new account : 300 miles

Benefit2
Yearly increase in foreign currency deposit ^*1

PRESTIA	5 miles per 10,000 yen equivalent
PRESTIA GOLD / PRESTIA DIGITAL GOLD	10 miles per 10,000 yen equivalent
PRESTIA GOLD PREMIUM	15 miles per 10,000 yen equivalent

PRESTIA	PRESTIA GOLD / PRESTIA DIGITAL GOLD	PRESTIA GOLD PREMIUM
5 miles per 10,000 yen equivalent	10 miles per 10,000 yen equivalent	15 miles per 10,000 yen equivalent

Benefit3
Using overseas ATMs : 1 mile per 10,000 yen equivalent ^*2

Benefit4
Shopping overseas : 1 mile per 10,000 yen equivalent ^*2

Benefit5
(Gold status customers only) ATM owner charge for using overseas ATMs : Reimbursed

*1Yearly increase in the foreign currency deposit of the Total Average Monthly Relationship Balance as of the end of December of each year. For foreign currency deposits and structured deposits in foreign currencies, this is the increase in foreign currency deposits converted to yen with the TTB rate stipulated by SMBC Trust Bank on the last business day of the previous month for each currency. The maximum miles to be rewarded are 10 million miles per year.
*2The transaction amount will be converted into Japanese yen at a rate obtained by adding 3% to the exchange rate determined by Visa as of the date the transaction is finalized.

We would appreciate your continued patronage.

SMBC Trust Bank Ltd.