[PRESTIA Online Limited]Order Watch:Free of foreign exchange commissions for the conversion from yen to foreign currency

December 23, 2019

Dear valued Customer,

Thank you for banking with SMBC Trust Bank PRESTIA.

FX fee from yen to foreign currency is free for Order Watch on PRESTIA Online from January 6, 2020. You can get more chances to exchange your yen funds to foreign currency with preferable rate than ever before. We hope you will take advantage of the service.

• *Transactions at at our branches, mini branches, or via PRESTIA Phone Banking is excluded from this service.
• *Please note that FX fee is not free for Order Watch submitted by January 5, 2020.
• *Maximum FX fee from foreign currency to yen is 1 yen per 1 foreign currency.

SMBC Trust Bank Ltd.