Loan Repayments during Golden Week 2019

To our customers:

Thank you for using SMBC Trust Bank.

As you are already aware, the Golden Week 2019 period from Saturday, April 27 through Monday, May 6 will be a bank holiday.
Customers with loans are requested to check the details about loan repayments during this period provided in the information below.

1. Security and Deposit Backed Loans, PRESTIA RE Advantage Loans^*1, and Commercial RE Loans:

When the repayment date falls on a bank holiday		When the contracted repayment date falls on the aforementioned bank holiday dates, the actual repayment date will be Tuesday, May 7. Please pay into the deposit account used for the repayment of the loan in advance. You are requested to check the Loan Repayment Information sent to you on each repayment date for the amount of the repayment on Tuesday, May 7.

*1Includes former Residential RE Loans

2. Housing Loans^*2

Repayment date	The repayment dates for Housing Loans, etc., will not be affected by Golden Week and will be unchanged. Please pay into the deposit account used for the repayment of the loan in advance.
Some prepayments	Some prepayments received by telephone during the bank holidays will be processed on Tuesday, May 7.

*2 Housing Loan, Second House Loan, Investment Property Loan, Home Equity Loan, Investment Property Loan (BLD. TYPE), Residential RE Loan (BLD. TYPE)

<Note>
Please be aware that delays in payments due to insufficient balance, etc, may incur long-term default interest (calculated daily), including the aforementioned bank holiday period.

If you have any questions, please contact your bank branch/office or PRESTIA Phone Banking (0120-110-330) (+81 46 401 2100 from overseas (charges apply)).