Message from President

I would like to express my heartfelt gratitude for your continued patronage.

I am Kotaro Hagiwara, President & CEO of SMBC Trust Bank Ltd.

SMBC Trust Bank made its start in October 2013 when we welcomed Societe Generale Private Banking (Japan) Ltd. into the SMBC Group. In November 2015, the retail banking business of Citibank Japan joined, and since then, in addition to our traditional trust and real estate functions, we have been providing a wide range of solutions utilizing three key functions: "Trust", "Real Estate", and "Foreign Currency" services under the PRESTIA brand. Specifically, in our trust business, we offer unique trust bank solutions to meet diverse customer needs for asset management, succession/inheritance, administration, and protection, thereby contributing to the realization of Japan as leading asset management center.

In the real estate business, the brokerage business has continued to grow in recent years, by closing large-scale deals, and we are also working to strengthen our asset management business.

In the foreign currency business, by having foreign currency settlement services, such as "GLOBAL PASS^® (Multi Currencies Visa Debit with Cash Card)" and a wide range of foreign currency-denominated investment products, we have earned recognition as having one of the top domestic shares in foreign currency deposit balances. In addition, we are focusing on a "total asset approach" to respond not only to the need for financial assets, but also the need for non-financial assets while taking advantage of the edge of foreign currencies. For private banking customers, we are providing enhanced trust asset management and succession, real estate, and loan solutions.

We are also actively addressing social issues through the power of finance. Through our participation in "Public-Private Partnership Fund for Promoting Affordable Housing Supply" established by the Tokyo Metropolitan Government, we are contributing to the creation of a new model that supports secure and comfortable living environments for families with children and others. In addition, as part of our efforts to support customers in an aging society, we launched "Smart Agent Special Contract" service as an option for the Smart Inheritance Account. This service helps prepare for a decline in decision-making capacity and enables a smoother transfer of assets to heirs. These initiatives represent examples of the social value that SMBC Trust Bank can uniquely provide.

As the only trust bank within the SMBC Group, we have recently defined our new vision for the next decade: "Best 'Trust' Bank connecting customers and society with a leading edge in trust, real estate and foreign currency."
From fiscal year 2026, we have also launched our new Medium-Term Management Plan under the slogan:
"Power of 'Trust' - Toward a New Dimension"
The word "Trust" embodies both our trust banking expertise and the trust we aim to earn from our customers and society.

We will continue to value an organizational culture that brings out the full expertise and teamwork of each employee. Through services that are unique to SMBC Trust Bank, we will strive to be a company trusted by all stakeholders.
We would appreciate your continued support and patronage.