Message from President

I would like to express my heartfelt gratitude for your continued patronage.

I am Kotaro Hagiwara, President & CEO of SMBC Trust Bank Ltd.

SMBC Trust Bank made its start in October 2013 when we welcomed Societe General Private Banking (Japan) Ltd. into the SMBC Group. In November 2015, the retail banking business of Citibank Japan joined and we launched a new brand called "PRESTIA" and this year marks 10 years since the launch of this brand.
On this occasion, I would like to express my sincere gratitude for your warm support and business.

We have evolved into a trust bank with a leading edge in foreign currency and real estate business by providing a wide range of solutions leveraging three key functions: "Foreign Currency," "Real Estate," and "Trust."

Specifically, by having foreign currency settlement services, such as "GLOBAL PASS^® (Multi Currencies Visa Debit with Cash Card)" and a wide range of foreign currency-denominated investment products, we have been recognized as having one of the top domestic shares in foreign currency deposit balances. In addition, we are focusing on a "total asset approach" to respond not only to the need for financial assets, but also the need for non-financial assets while taking advantage of the edge of foreign currencies. For private banking customers, we are providing enhanced trust asset management and succession solutions. In the real estate business, the brokerage business has continued to grow in recent years, by closing large-scale deals, and we are also working to strengthen our asset management business. In the trust business, we provide solutions to meet the asset management, succession, inheritance, administration, and protection needs of our customers with the aim of making Japan a Leading Asset Management Center. In addition to providing our patented "Smart Inheritance Account" to individual customers, we have also started new initiatives such as providing implementation and technical support services for the Smart Inheritance Account to financial institutions.

As a result of these efforts, we were ranked No.1 in overall section of "the NIKKEI Financial Bank Ranking" conducted by Nikkei Inc. in April 2025. I would like to take this opportunity to express my gratitude to our customers and stakeholders for their continued patronage.

In the current Medium-Term Management Plan, we are implementing various initiatives with the slogan of "Create the Next" under the vision of "To be a ‘Trust Bank’ growing together with our customers and society as a solution provider of "Foreign Currency, Real Estate, and Trust services". FY2025 is the final year of the Medium-Term Management Plan, and we will continue to work toward achieving steady results while looking toward the future.

We will continue to build a workplace where employees can thoroughly use individual abilities and teamwork, and grow by providing our customers with the unique services we made. At the same time, we contribute to a sustainable society by addressing social issues we face.
We would appreciate your continued support as we move forward to the next stage of our business aiming to be a trusted company by our stakeholders.

Sincerely,