PRESTIA DIGITAL GOLD
Bringing PRESTIA GOLD
closer to you
PRESTIA DIGITAL GOLD is offered to customers with a Total Average Monthly Wealth
Management Balance for the previous month equivalent to 3 million yen or more.
This status that mainly offers the same privileges as PRESTIA GOLD when using online banking.
Status privileges
Service fee discount
(online banking only)
PRESTIA DIGITAL GOLD customers can enjoy free or discounted service fees for online banking transactions.
-
Fees for domestic yen
fund transfers Free- Transfer funds free
of charge not only to another
SMBC Trust Bank account but also
to an account at other banks - *ATM (using a cash card) transactions are also eligible.
- Transfer funds free
-
Fees for overseas remittances Free
- Transfer funds overseas free of charge
both in foreign currency and yen - *The payee must have been registered in advance.
- Transfer funds overseas free of charge
-
Foreign exchange fees
for purchasing foreign currency 50% OFF- 50% discount on foreign exchange commission
for purchasing foreign currency
(6 currencies only*) - *USD | AUD | NZD | GBP | CAD | EUR
- 50% discount on foreign exchange commission
Other privileges for
PRESTIA DIGITAL GOLD customers
-
Cashback bonus or ANA mile benefits offered (depending on the type of GLOBAL PASS held by the customer)
-
Add-on interest rate for foreign currency time deposit and discount on foreign exchange commissions for cross currency transactions
(when converting a foreign currency to another currency)
Use your PC or smart phone
to conduct a transaction
Click here for user registration.
Click here for user registration.
Timing of status change
Status reflection (upgrading)
PRESTIA DIGITAL GOLD status will be applied automatically by the 20th of each month when their Total Average Monthly Wealth Management Balance for the previous month is equivalent to 3 million yen or more.
Total Average Monthly Wealth Management Balance is the sum of the average monthly balances of each asset management product in a customer's SMBC Trust Bank PRESTIA accounts.
[Eligible asset management products]
Foreign Currency Deposit 25% of loan balance Mutual Funds Securities Intermediary Products Insurance products (differences may arise for certain products or some may not be included in the calculation) Joint Management Designated Money Trust
- Structured Deposit in Japanese yen is not included.
Determined based on the Total Average Monthly Wealth Management Balance
PRESTIA DIGITAL GOLD status will be applied automatically by
the 20th of each month.
- The timing of status reflection may vary slightly. Please make sure, before making a transaction, to check your status at the time of transaction.
Termination or change of status
We may terminate or change your status if the requirements for PRESTIA DIGITAL GOLD status have not been met for a certain period of time.
How to check your status
You can check your status via online banking.
- Regardless of the account balance, the bank may be unable to provide a customer with a special status based on comprehensive judgment.
- The bank may, without any prior notice, terminate the provision of a status to a customer based on comprehensive judgment, if it judges that the customer is taking advantage of status privileges through transactions with wrongful or unreasonable methods/contents as compared to regular, reasonable transaction methods/contents.