Please answer each question.

Q. Have you pre-registered the payee?

Yes
No

Please answer each question.

Q. Have you pre-registered the payee?

Yes
No

Domestic Fund Transfer to an unregistered payee

Note

  • Service charges vary by transaction channel. For details about the service charges, please see here.
  • Non-resident status account holders cannot make Domestic Fund Transfers (Unregistered Payee) from online banking or Domestic Fund Transfers at ATMs. Refer to Other methods.

Online procedure

Please use online banking to process online.

STEP 1

Sign on to online banking.

Online banking

Online banking

STEP 2

Select "Unregistered Payee" under Domestic Fund Transfers.

Refer to Help for further details.

  • *When you make a transfer to an unregistered payee, you can choose to register the payee for future transactions.

Note

  • In principle, domestic fund transfer service is available 24 hours a day.
  • The daily limit for domestic fund transfer is 10 million yen per day (from 0:00 to 23:59 JST). Of this amount, the daily transfer limit to unregistered payees is 4 million yen per day.
  • The daily limit for domestic fund transfer is 15 transactions per day.
  • Transfers to an SMBC Trust Bank yen savings account after 17:30 on weekdays will be processed on the following business day.
  • Transfers to other banks in Japan, including Sumitomo Mitsui Banking Corporation, after 15:00 on weekdays will be processed on the following business day.

Other methods

By mail

ATMs

Back to choose the procedure >

Please answer each question.

Q. Have you pre-registered the payee?

Yes
No

Domestic Fund Transfer to a registered payee

Service charges vary by transaction channel. For details about the service charges, please see here.

Online procedure

Please use online banking to process online.

STEP 1

Sign on to online banking.

Online banking

Online banking

STEP 2

Select "Registered payee" under Domestic Fund Transfers.

Refer to Help for further details.

Note

  • In principle, domestic fund transfer service is available 24 hours a day.
  • The daily limit for domestic fund transfer is 10 million yen per day (from 0:00 to 23:59 JST).
  • The daily limit for domestic fund transfer is 15 transactions per day.
  • Transfers to an SMBC Trust Bank yen savings account after 17:30 on weekdays will be processed on the following business day.
  • Transfers to other banks in Japan, including Sumitomo Mitsui Banking Corporation, after 15:00 on weekdays will be processed on the following business day.

Back to choose the procedure >

Please answer each question.

Q. Which procedure do you wish to perform?

Please answer each question.

Q. Which procedure do you wish to perform?

Q. Do you have a token?

Yes
No

Please answer each question.

Q. Which procedure do you wish to perform?

Q. Do you have a token?

Yes
No

Register Domestic Payee (with token)

Non-resident status account holders cannot register a domestic payee via online banking. Refer to Other methods.

Online procedure

Please use online banking to process online.

STEP 1

Sign on to online banking.

Online banking

Online banking

STEP 2

From "Domestic fund transfer," go to "Unregistered Payee."
When inputting payee information, transaction details and other required fields, check the checkbox for "Add this beneficiary to the payee list on completion of transaction".

Refer to Help for further details.

  • *You need a token for this procedure. If you do not have one, please apply for one or choose another method to transfer funds and register the payee.
    See here for how to apply for a token.
  • *If you wish to register a payee without making a fund transfer, please perform the procedure by mail.

Other methods

By mail

Back to choose the procedure >

Please answer each question.

Q. Which procedure do you wish to perform?

Q. Do you have a token?

Yes
No

Register Domestic Payee (without token)

If you do not have a mobile phone number in Japan, the online procedure is not available. Refer to other methods.

Online procedure

Please use online banking to process online.

STEP 1

Sign on to online banking and go to "Other Services".
For details about the procedure, please see Help "Other Services".

Online banking

Online banking

STEP 2

Register/check your registered mobile phone number in Japan and E-mail address.

STEP 3

Select the check box after you agree to the notices, and then click the Next button.
Enter the authentication code sent to your registered E-mail address into the device you are operating.

STEP 4

If you never registered your mobile device or changed the mobile device, press the "Mobile device registration(*)" button.
Access the URL on the SMS sent to you to authenticate your mobile device.

  • *Even if the Registration Status of mobile device is Registered, you may need to register your device if you are using a browser different from the one you used at the time of last registation of your mobile device.

STEP 5

Select "Local Remittance Registration/Deletion", enter all the required information and press Submit. You are prompted to perform the authentication again on your registered mobile device.

STEP 6

A notification message of the receipt of your application will be sent to your registered E-mail address.

STEP 7

It will take approximately 1 week to complete the procedure. Upon completion of the procedure, a notification message will be sent to your registered E-mail address.
If the application needs revision or confirmation, an E-mail message requesting you to revise your application will be sent.

Other methods

By mail

Back to choose the procedure >

Please answer each question.

Q. Which procedure do you wish to perform?

Delete Domestic Payee

Online procedure

Please use online banking to process online.

STEP 1

Sign on to online banking.

Online banking

Online banking

STEP 2

From "Transfers," go to "Registered Payee List," and select Domestic tab.

Refer to Help for further details.

  • *Once you delete a payee, you cannot undo the deletion. To register the payee again, please perform the registration procedure again.

Other methods

By mail

Back to choose the procedure >

Please answer each question.

Q. Which procedure do you wish to perform?

Please answer each question.

Q. Which procedure do you wish to perform?

Register Fixed Amount Automatic Domestic Transfer

Procedures

By mail

Back to choose the procedure >

Please answer each question.

Q. Which procedure do you wish to perform?

Delete Fixed Amount Automatic Domestic Transfer

Procedures

By phone

Back to choose the procedure >

Please answer each question.

Q. Is the beneficiary bank or beneficiary address overseas?

Yes
No

Please answer each question.

Q. Is the beneficiary bank or beneficiary address overseas?

Yes
No

Q. Have you pre-registered the payee?

Yes
No

Please answer each question.

Q. Is the beneficiary bank or beneficiary address overseas?

Yes
No

Q. Have you pre-registered the payee?

Yes
No

Overseas Remittance to a registered payee

Note

  • Service charges vary by transaction channel. For details about the service charges, please see here.
  • All customers (residents) are required to notify us of their My Number (individual number/corporate number) the first time they transfer or receive funds to/from overseas via an SMBC Trust Bank account. Please see here to check how to notify us of your My Number (individual number/corporate number) and documents that need to be submitted.

Online procedure

Please use online banking to process online.

STEP 1

Sign on to online banking.

Online banking

Online banking

STEP 2

From "Overseas Remittance," go to "Registered Payee."

Refer to Help for further details.

Back to choose the procedure >

Please answer each question.

Q. Is the beneficiary bank or beneficiary address overseas?

Yes
No

Domestic Remittance in Foreign Currency to Other Banks

Procedures

By mail

Back to choose the procedure >

Please answer each question.

Q. Is the beneficiary bank or beneficiary address overseas?

Yes
No

Q. Have you pre-registered the payee?

Yes
No

Overseas Remittance to an unregistered payee

Note

  • Service charges vary by transaction channel. For details about the service charges, please see here.
  • All customers (residents) are required to notify us of their My Number (individual number/corporate number) the first time they transfer or receive funds to/from overseas via an SMBC Trust Bank account. Please see here to check how to notify us of your My Number (individual number/corporate number) and documents that need to be submitted.
  • If you are going to make an overseas remittance to the same payee repeatedly, we advise you to register the payee for your convenience.

Procedures

By mail

Back to choose the procedure >

Please answer each question.

Q. Which procedure do you wish to perform?

Please answer each question.

Q. Which procedure do you wish to perform?

Register Overseas Payee

All customers (residents) are required to notify us of their My Number (individual number/corporate number) the first time they transfer or receive funds to/from overseas via an SMBC Trust Bank account. Please see here to check how to notify us of your My Number (individual number/corporate number) and documents that need to be submitted.

Online procedure

Please use online banking to process online.

STEP 1

Sign on to online banking.

Online banking

Online banking

STEP 2

From "Transfers," go to "eForm - Overseas Remittance Registration (Foreign Currency)".

Refer to Help for further details.

  • *You need a token for this procedure. If you do not have one, please apply for one or choose another method to register the payee.
    See here for how to apply for a token.
  • *Please note that some countries and areas may have restrictions on the possession or the use of tokens.

Other methods

By mail

Back to choose the procedure >

Please answer each question.

Q. Which procedure do you wish to perform?

Delete Overseas Payee

Online procedure

Please use online banking to process online.

STEP 1

Sign on to online banking.

Online banking

Online banking

STEP 2

From "Transfers", go to "Registered Payee List." and select Overseas tab.

Refer to Help for further details.

  • *Once you delete a payee, you cannot undo the deletion. To register the payee again, please perform the registration procedure once more.

Other methods

By mail

Back to choose the procedure >

Frequently Asked Questions

Find answers to frequently asked questions.

FAQ