Special status to enrich our customers' lives
PRESTIA offers three types of special status
to customers
who understand the true
quality of good services.
As your partner for increasing your precious
assets,
we provide you with services tailored
to your needs over the long term.
- PRESTIA DIGITAL GOLD
- PRESTIA GOLD
- PRESTIA GOLD PREMIUM
PRESTIA DIGITAL GOLD Bringing PRESTIA GOLD closer to you
PRESTIA DIGITAL GOLD is offered to customers with a Total Average Monthly Wealth
Management Balance for the previous month equivalent to 3 million yen or more.
This status that mainly offers the same privileges as PRESTIA GOLD when using online banking.
Status privileges
- Online banking service fee discount
- Add-on interest rate for
foreign currency time deposit - GLOBAL PASS cashback
bonus/ANA mile benefits
PRESTIA GOLD Opening up a whole new world
PRESTIA GOLD is offered to customers with a Total Average Monthly Relationship Balance equivalent to 10 million yen or more along with a Total Average Monthly Wealth Management Balance equivalent to 3 million yen or more.
Status privileges
PRESTIA GOLD
PRESTIA GOLD PREMIUM
Wealth management
to realize a prosperous life
PRESTIA GOLD PREMIUM is offered to customers with a Total Average Monthly Relationship Balance equivalent to 50 million yen or more along with a Total Average Monthly Wealth Management Balance equivalent to 10 million yen or more.
Status privileges
- Service fee discount
- Family Premium Service
- Wealth advisory service
- Dedicated line for
PRESTIA GOLD PREMIUM customers
Requirements
| PRESTIA DIGITAL GOLD |
PRESTIA GOLD | PRESTIA GOLD PREMIUM |
|---|---|---|
| ①Total Average Monthly Relationship Balance | ||
| - | 10 million yen~ | 50 million yen~ |
| ②Total Average Monthly Wealth Management Balance |
||
| 3 million yen~ | 3 million yen~ | 10 million yen~ |
You must meet both requirements ① and ② in yen conversion.
-
What is the Total Average Monthly Wealth Management Balance?
Total Average Monthly Wealth Management Balance is the sum of the average monthly balances of each asset management product in your SMBC Trust Bank PRESTIA accounts. (Your Total Average Monthly Wealth Management Balance is not written in your bank statement.)
<Products included>
Foreign Currency Deposit 25% of loan balance Mutual Funds Securities Intermediary Products Insurance products (differences may arise for certain products or some may not be included in the calculation) Joint Management Designated Money Trust
- Structured Deposit in Japanese yen is not included.
- What is the Total Average Monthly Relationship Balance? "Total Average Monthly Relationship Balance" is the sum of the average monthly balances of each product in your SMBC Trust Bank PRESTIA accounts. Your Total Average Monthly Relationship Balance is written in your bank statement.
Comparison of Status Privileges
| PRESTIA DIGITAL GOLD |
PRESTIA GOLD | PRESTIA GOLD PREMIUM |
|---|---|---|
| Fees for domestic yen fund transfers | ||
| Free*1 | Free | Free |
| Fees for overseas remittances | ||
| Free*2 | Free | Free |
| Foreign exchange fees for purchasing foreign currency *3 |
||
| 50% OFF*2 | 50% OFF | 70% OFF |
| GLOBAL PASS cashback bonus (for shopping at Visa merchants overseas) *4 |
||
| 1.0% | 1.0% | 1.5% |
| ANA MILEAGE CLUB GLOBAL PASS mile benefits (based on annual increase in foreign currency deposit balance, per 10,000 yen equivalent) *4 |
||
| 10 miles | 10 miles | 15 miles |
| Add-on interest rate "ENJOY PLUS Gold" *5 | ||
| ✓ | ✓ | ✓ |
| Special interest rate for loan products | ||
| - | ✓ | ✓ |
| Dedicated consultant | ||
| - | ✓ | ✓ |
| Dedicated phone line | ||
| - | ✓ | ✓ |
| Premium event | ||
| - | - | ✓ |
| Family Premium Service | ||
| - | - | ✓ |
| Transfer funds from overseas Exclusive privilege for PRESTIA GOLD PREMIUM customers |
||
| - | - | ✓ |
- Applicable only to transactions completed via online banking or ATMs (using a cash card).
- Applicable mainly to transactions completed via online banking.
- Applicable only to USD, AUD, NZD, GBP, CAD and EUR.
- In order to use this status privilege, you must apply for a new card at our branch or via telephone in advance commensurate with your new status (no issuance fee required), except for customers whose status has been changed from PRESTIA DIGITAL GOLD to PRESTIA GOLD or vice versa. Please note that you will be unable to use your card temporarily until you receive the new card. Please also note that the timing when this privilege become applicable to you after your status has been changed, may change without prior notice.
- Applicable to deposits using yen funds.
For details about the timing of
status change and how to check your status,
please check below.