The purpose of use in (A) refers to the use of only Yen Savings Account.

• *However, foreign currency savings transaction will still be available for customers who have applied for a Foreign Currency Savings Deposit Account in the past.

The purpose of use in (B) refers to investing in products such as foreign currency time deposits, structured deposits and mutual funds.

This question will enable SMBC Trust Bank to advise more suitable products based on your goal. Please select your long-term goals.

This question will enable SMBC Trust Bank to advise more suitable products based on investment term. Please select the answer that suits the best.

Response to the “Management Period” and the risk score calculation
If you select (1), your maximum risk score is 4.
If you select (2), your maximum risk score is 5.
If you select (3), your maximum risk score is 6.

Please select the answer which best matches your expectation for the investment. This question will allow SMBC Trust Bank to understand the range of returns and investment methods that you may expect, and enable us to advise products which would be best for you to meet your expected returns.

Response to the “Investment Objective” and the risk score calculation
If you select (1), your maximum risk score is 0.
If you select (2), your maximum risk score is 2.
If you select (3), your maximum risk score is 2.
If you select (4), your maximum risk score is 3.
If you select (5), your maximum risk score is 4.
If you select (6), your maximum risk score is 4.
If you select (7), your maximum risk score is 6.

This question is to understand your views on risk. For investment products, prices fluctuate based on the movement of the market, economy etc. For high-risk, high-return products, these fluctuations become more prominent.

Please choose the answer that best describes the maximum risk you can tolerate in relation to your asset management.

Response to the “Tolerable Risk” and the risk score calculation
Option (1) is a price fluctuation of 0-5%, and if you select this, your maximum risk score is 1.
Option (2) is a price fluctuation of 5-20%, and if you select this, your maximum risk score is 2.
Option (3) is a price fluctuation of 15-40%, and if you select this, your maximum risk score is 3.
Option (4) is a price fluctuation of 30-60%, and if you select this, your maximum risk score is 4.
Option (5) is a price fluctuation of 50-100%, and if you select this, your maximum risk score is 5.
Option (6) is a price fluctuation of 50-100% or a potential loss exceeding the principal, and if you select this, your maximum risk score is 6.

In accordance with the principle of suitability set forth in the Financial Instruments and Exchange Act, the information regarding your total financial assets and annual income is fundamental to select the products that match your investment objectives.

For example, if you wish to invest an amount that represents a high ratio of your total assets, SMBC Trust Bank may decline the transaction since the risk involved in the investment is too high.

Liquid net worth refers to cash deposits and securities, mutual funds, bonds etc. that can be converted into cash within about 1 week. This does not include loans and fixed assets such as real estate.

By answering what ratio your assets at SMBC Trust Bank are of your total liquid net worth, it will enable us to advise suitable products to you. Please select the answer which matches the best.

Response to the “Liquid Assets” and the risk score calculation
If you select (1), your maximum risk score is 6.
If you select (2), your maximum risk score is 5.
If you select (3), your maximum risk score is 4.

The purpose of this question is for us to advise more suitable products based on your expected financial needs.

Please select the answer which best matches your plan to what extent you expect to rely on your current holdings in your account(s).

Response to the “Deposit Assets at SMBC Trust Bank” and the risk score calculation
If you select (1), your maximum risk score is 6.
If you select (2), your maximum risk score is 4.
If you select (3), your maximum risk score is 3.

The “Investment knowledge” section questions your understanding of the structure, risks, fees etc. of each financial product.
The “Investment experience” section questions your experience in investing in each financial product.

Response to the “Investment Knowledge and Investment Experience” and the risk score calculation
If you select (1), your maximum risk score is 3.
If you select (2), your maximum risk score is 4.
If you select (3), your maximum risk score is 6.

The “Investment knowledge” section questions your understanding of the structure, risks, fees etc. of each financial product.

The “Investment experience” section questions your experience in investing in each financial product.

Please select the answer for each product category. If you are not sure of any of the products, please select “No.”