GLOBAL PASS (The Visa debit card with English support)

The Visa debit card with English support.

Foreign Currency Deposit Balance In Japan No.1*

Join users from 174 countries around the world* * As of April, 2023.

* Personal foreign currency deposit balance (as of end of March 2023) based on our research.
Source: Each bank's IR materials (published basis)

Frustrated by trying to apply for a credit card in Japan?

GLOBAL PASS is the solution.

GLOBAL PASS is a Visa debit card issued by SMBC Trust Bank PRESTIA.

1 Unlike a credit card, no credit score is required when you apply.
2 You can only spend the amount in your balance, which helps avoid overspending / interest (spending limits can be set).
3 To get your GLOBAL PASS, all you have to do is open a bank account.

Use in Japan

Shop using Visa or iD (including for online purchases)

The amount is debited
immediately from your account.

The max shopping
limit is up to
10M yen per month!

Tap to pay wherever
you see the following logos.

* The "iD" logo is a registered trademark of NTT DOCOMO, INC.

Use in Japan

FREE withdrawals / deposits at
Sumitomo Mitsui Banking Corporation ATMs

Cash is withdrawn from
your Yen Savings Account.

Free withdrawals / deposits
at the following ATMs.

Find an ATM

Affiliated ATMs

Feature 1

The following services are all provided
in English

Card usage history online
Online banking
SMBC Trust Bank App
Friendly staff assistance
(phone / in branch)

Feature 2

Seventeen applicable currencies can be deposited and used for shopping overseas (including online)

1
Deposit / transfer your foreign currency into your account.
2
Shop overseas in a foreign currency with your GLOBAL PASS.
3

Get cashback or
ANA miles!

More details

Feature3

Support & Protection

Family card

More details
Alert service

More details
Compensation in case of fraud

More details

Exclusive offer

GLOBAL PASS Start Program

Meet the conditions of shopping within 3 months, including the contract month.
Receive a cash award of
up to 50 USD!

More details

FAQs

Q1 What is SMBC Trust Bank?

We are one of the core subsidiaries of SMFG Group (Sumitomo Mitsui Financial Group, Inc.), which is the second largest banking institution by total assets and market capitalization in Japan*.

*Consolidated Financial Results for the three months ended March 31, 2023. Nikkei.com, Market capitalization ranking of banking institutions as of June 20, 2023.

Q2 Are there any fees?

Yes. SMBC Trust Bank PRESTIA automatically withdraws a monthly account maintenance fee of 2,200 yen (including tax) from your account on the second business day of each month.
However, this fee is waived if any one of the conditions below is met:

If your Total Average Monthly Relationship Balance in foreign currency for the previous month* is equivalent to 200,000 yen or more.
If your Total Average Monthly Relationship Balance for the previous month* is equivalent to 500,000 yen or more.
If you have a loan balance as of the end of the previous month* (except for PRESTIA MultiMoney Credit).
If you have a PRESTIA MultiMoney Credit loan balance as of the time designated by SMBC Trust Bank on the final business day of the previous month*.
If, as of the 25th of the previous month* (or if the 25th falls on a Saturday, Sunday or holiday, the previous business day), you are an SMBC Trust Bank's allied credit card holder.
If you have applied for Foreign Currency Deposit Service and deposited certain times after the month of the initial withdrawal.

* If the previous month is the month you opened your account, or the month after you opened your account, there is no fee, regardless of the above conditions.

What is the Total Average Monthly Relationship Balance?

About the Monthly Account Maintenance Fee

"Total Average Monthly Relationship Balance" is the sum of the average monthly balances of each product in your SMBC Trust Bank PRESTIA accounts. Your Total Average Monthly Relationship Balance is written in your bank statement.

Service Fee List

Q3 What’s the difference between the two card types?

Each card has a cashback bonus or ANA mile benefits according to your choice (there is no difference in the card functions).

GLOBAL PASS

A cashback bonus of 0.25%−1.5% of the amount spent at Visa merchants overseas will be credited in Japanese yen*.

*ATM usage is not eligible.
ANA MILEAGE CLUB
GLOBAL PASS

You can earn 300 ANA miles by opening an account, earn more ANA miles by withdrawing from overseas ATMs or by shopping overseas, etc.

More details

*Ineligible Transactions: Visa debit use of Account Funding Transaction and Original Credit Transaction.

Q4 Are there any special benefits that come with opening an account?

Yes. We highly recommend opening an account online for these additional benefits.

Three benefits of opening an account online

Benefits

(Including tax)

1

ATM service fees at affiliated institutions in Japan

<Acceptable ATMs>

Deposits/Withdrawals

Withdrawals only

FREE*¹
up to 100 times / month

(Normally ¥110 – ¥330 / transaction)
2

Domestic fund transfers to other banks in yen
via online banking

¥165 / transfer (37% OFF)
up to 15 times / day

(Normally ¥264 / transfer)
3

Overseas ATM owner fees

<Acceptable ATMs>

Reimbursed
up to 100 times / month*²

Offer period

Until the end of the 6th month including the account opening month.

*1At Seven Bank and Japan Postal Bank ATMs, the fee becomes free. At other affiliated domestic ATMs, including "E-net" ATMs run or connected by Sumitomo Mitsui Banking Corporation, the fee will be reimbursed. In the case of reimbursement, a balance of 5,000 yen or more is required in the Yen Savings Account from which the withdrawal will be made.
*2The owners of ATMs may charge an additional fee separately. However if you meet all of the conditions below, the fee will be reimbursed.
1. 1If the transaction was made from Yen Savings Account, the balance over 5,000 yen is necessary in the same account.
2. 2If the transaction was made from PRESTIA MultiMoney Foreign Savings Account, the balance equivalent to 5,000 yen or more in withdrawn currency is necessary in the account.
Reimbursement will be made up to 100 times for each account 1 and 2.

The conversion to yen will be calculated using the TTB rate specified by SMBC Trust Bank as of the date of reimbursement.

To make a transfer to an unregistered destination, please apply for a "Token" (One Time Password [OTP] Service) in advance.

Notes

An account opening month refers to the month in which your account was opened. Please note if you put in an application for account opening at the end of a month, your account opening month may become the following month. Please ask about your account opening date after it is opened.
This offer is not applicable to users of the special program for partner companies. Please contact us for details.
Please note that this offer may be discontinued or changed (including its content or duration) at any time without prior notice.

Unique benefits of ANA MILEAGE CLUB GLOBAL PASS

	Description	Number of miles	Timing^*1
benefit 1	Opening a new account	300 miles	Second month after the month of opening your account
benefit 2	Yearly increase in foreign currency deposit^*2	5 miles per 10,000 yen equivalent PRESTIA DIGITAL GOLD and PRESTIA GOLD customers: 10 miles PRESTIA GOLD PREMIUM customers: 15 miles	Every year at the end of February
benefit 3	Using overseas ATMs^*3	1 mile per 10,000 yen equivalent	End of the second month after month of use
benefit 4	Shopping overseas^{*3, 4}	1 mile per 10,000 yen equivalent	End of the second month after month of use

As a general rule, miles benefits will be provided by the above dates.
Yearly increase in the foreign currency deposit of the Total Average Monthly Relationship Balance as of the end of December of each year. For foreign currency deposits and structured deposits in foreign currencies, this is the increase in foreign currency deposits converted to yen with the TTB rate stipulated by SMBC Trust Bank on the last business day of the previous month for each currency.
The transaction amount will be converted into Japanese yen at a rate obtained by adding 3% to the exchange rate determined by Visa as of the date the transaction is finalized.
Ineligible Transactions are Visa debit use of Account Funding Transaction and Original Credit Transaction.

For inquiries regarding the ANA MILEAGE CLUB GLOBAL PASS

PRESTIA Phone Banking

In Japan: 0120-110-330 (toll-free)

From Overseas: +81-46-401-2100 (charges apply)

For mileage inquiries

ANA MILEAGE CLUB Service Center

In Japan: 0570-029-709 (charges apply)

From Overseas: +81-3-6741-1120 (charges apply)

ANA MILEAGE CLUB is a registered trademark of ALL NIPPON AIRWAYS CO., LTD.
An issuance fee is required for both your main and family card when changing between GLOBAL PASS and ANA MILEAGE CLUB GLOBAL PASS. Also note that benefits received before the change will not be transferred.
When your ANA MILEAGE CLUB GLOBAL PASS is issued, you will receive the new customer number (10 digits) for ANA MILEAGE CLUB; if you input your old ANA MILEAGE CLUB customer number (10 digits) into the application form when applying, the miles you have accumulated thus far will be transferred automatically. Contact the ANA MILEAGE CLUB Service Center on the above for more information.
If you cancel your ANA MILEAGE CLUB GLOBAL PASS, all benefits you were scheduled to receive as of the time of cancellation will be invalidated.

Need assistance?
Just call us

OPEN AN ACCOUNT

The three benefits of opening
an account online

Products and services featured here may not be purchasable or provided to customers for various reasons as
determined by SMBC Trust Bank. We kindly ask for your understanding in advance.

SNS Share

GLOBAL PASS is the solution.

Shop using Visa or iD (including for online purchases)

The amount is debited immediately from your account.

Tap to pay wherever you see the following logos.

FREE withdrawals / deposits at Sumitomo Mitsui Banking Corporation ATMs

Cash is withdrawn from your Yen Savings Account.

Free withdrawals / deposits at the following ATMs.

You can also use the following affiliated domestic ATMs which are often installed in convenience stores:

The following services are all provided in English

Seventeen applicable currencies can be deposited and used for shopping overseas (including online)

Support & Protection

You can apply for up to two family cards. Functions and services are the same as your primary card.

Register for the PRESTIA Alert Service to receive e-mail notification of:

As stipulated in the terms and conditions, unauthorized use of GLOBAL PASS by a third party due to forgery, theft, etc. will be compensated retroactively for up to 5 million yen per year for damages incurred from 60 days before the date on which SMBC Trust Bank is notified onwards.

GLOBAL PASS Start Program

FAQs

What is the Total Average Monthly Relationship Balance?

GLOBAL PASS

ANA MILEAGE CLUB GLOBAL PASS

Three benefits of opening an account online

Benefits

ATM service fees at affiliated institutions in Japan

Domestic fund transfers to other banks in yen via online banking

Overseas ATM owner fees

Offer period

Notes

Need assistance? Just call us

For non-account holders