You can make transactions in several different ways

Making transactions at online banking

  • I want to make Premium Deposit transactions at night when overseas markets are active.
  • I don't want to miss out on any opportunities; I want to check exchange rates on the Internet myself so that I can decide when to make Premium Deposit transactions.

Via online banking, you can earn base interest rate x 5% higher interest rate than the regular Premium Deposit in the same conditions. (Except in the case of a campaign for add-on interest rate, etc.)
Please make sure to check the applicable interest rate in the confirmation screen.

e.g.) If the base interest rate is 4.000% (pre-tax annual interest rate), applicable interest rate shall be 4.200% (pre-tax annual interest rate)
Calculation: 4.000+4.000x0.05=4.200% (pre-tax annual interest rate)

Online banking

Online banking

  • *Connecting to transaction menu from above.

Navigation Menu: Investment & Reports > Premium Deposit (Structured Deposits)

Online banking Help

You can make transactions anytime from Monday morning at 8:00 A.M. until Saturday morning at 5:00 A.M. in principle.

  • *Please note that certain restrictions apply to available hours. Available hours also exclude system maintenance hours, Japan holidays, and December 31 through January 3. Transaction may be unavailable on overseas holidays due to market condition.

Making transactions at PRESTIA Phone Banking

  • I would like to apply for a Premium Deposit at my convenience over the phone.
  • I would like to consult with a consultant before starting a Premium Deposit.

(toll-free, service hours: 8:00 - 22:00)

Making transactions at branches

  • I would like to speak with a consultant before making Premium Deposit transactions.
  • I would like to drop by the nearest branch to make Premium Deposit transactions.

Find a branch

Important Notices

This product is a structured deposit whereby the exchange rate at maturity determines the currency in which you receive your deposit principal.

Premium Deposit is not suitable for customers to whom the following conditions apply;

  • Customers to whom currency exchange is an absolute priority.
  • Customers who do not wish to absorb a loss in their invested principal.
  • Customers who do not wish to be exposed to the risk of foreign currency exchange rate fluctuations.

Please note

This product entails some risks such as loss of principal in the original deposit currency and/or Japanese yen. Please read the "Information Memorandum and Pre-Contract Document" carefully, and make sure you fully understand the product before making the transaction.

Please see here for the details of Risk of loss of principal, Commissions, Other considerations and available currencies, etc.

For Transactions

Customers can use the following methods to check the strike prices that can be set, applicable interest rates, etc.

InternetOnline banking

InternetOnline banking

  • *Connecting to transaction menu from above.
    Navigation Menu: Investment & Reports > Premium Deposit (Structured Deposits)


PRESTIA Phone Banking

0120-110-330Within Japan (toll-free)

Service hours: 8:00 - 22:00

81-46-401-2100From Overseas (toll-charge)

Service hours: 8:00 - 22:00