• *August 5, 2022 (Fri): This campaign has been updated.

Campaign Period

July 19, 2022 (Tue) to September 30, 2022 (Fri)

Eligible Customers

Customers who have an account with SMBC Trust Bank PRESTIA

Eligible Products / Terms

Foreign currency time deposit / Deposit terms of 3 months and 6 months

Source Funds

Japanese yen / Foreign currency

• *In the case placing time deposit from foreign currency funds, the transaction channels are limited to our branches or PRESTIA Phone Banking (operator transaction). Funds should be newly deposited from other financial institutions within 3 months of application.

Eligible Currencies

US Dollar (USD) · Australian Dollar (AUD) · New Zealand Dollar (NZD)

Transaction Channels /
Reception Hours /
Deadlines /
Transaction Amount

Channels	Reception Hours	Deadlines	Transaction Amount
Branches	Business hours	by the end of business hours on Sep 30	Minimum 3 million yen equivalent per transaction (Up to 500 million yen equivalent per each deposit term)
PRESTIA Phone Banking (operator transaction)	8:00 - 20:00	Transaction completed by 19:59 on Sep 30
Online banking / PRESTIA Phone Banking (automated voice service transaction)	24 hours	Transaction completed by 23:59 on Sep 30	Minimum 100,000 yen per transaction (only applied for the deposits from yen)

• *If you make a foreign currency time deposit from foreign currencies, the yen equivalent amount is calculated based on the TTB rate as of the date of deposit.
• *Notes on transaction via online banking or automated voice guidance service
  If you make a foreign currency time deposit from foreign currencies via online banking or automated voice guidance service, the benefits will not be provided. Benefits are only applied for the deposits from yen.

Benefits

< Benefit 1 >
Special interest rates according to the deposit terms (until the first maturity date)

3 month time deposit	6 month time deposit
5.0% p.a.(After-tax :3.98%)	3.0% p.a.(After-tax :2.39%)

• *ENJOY PLUS or ENJOY PLUS Gold are not applicable for the same fund.

< Benefit 2 >
FREE of foreign exchange commission for making foreign currency time deposit from Japanese yen (normally up to 1 yen per foreign currency unit)

Please note : Read the following guidelines before you join the campaign.

Notes about this campaign

• In the case of depositing from yen funds, please make a foreign currency time deposit directly from your Yen Savings Account or PRESTIA Multi Money Yen Savings Account. Please note that benefits of this campaign are not applied if you transfer yen funds to your Foreign Currency Savings Account first.
• Other special add-on interest rates will not be applied, such as those added depending on the amount of your deposit.
• The special interest rate will be applied until the first maturity date. In the case of auto-renewal, the interest rate for the same Foreign Currency Time Deposit term and the currency on offer on each maturity date shall apply. When auto-renewal does not apply, the interest rate for the savings account of each currency will be applied on and after the maturity date.
• Cancellation of "Foreign Currency Time Deposit" is not allowed before maturity, including those that have rolled over automatically, except that SMBC Trust Bank determines cancellation is unavoidable.
• Note that this campaign may be discontinued or changed (including its content or duration) at any time without prior notice. Also note that similar campaign may be held after this one has ended.
• In order to receive the stated benefits, transactions must be completed by the deadline. The process may take a while. Please plan your transaction well in advance.
• Please note that cancellations are not accepted after transactions have been completed.
• Please contact your nearest tax office for details about how the interest earned should be handled in terms of taxations.

Notes about Foreign Currency Deposits

Please read the latest "Information Memorandum" before making transactions. This document is available at our branches, etc.
Please see here for the details of Risk of loss of principal, Commissions, Other considerations and available currencies, etc.

Company name: SMBC Trust Bank Ltd.

• Products, services and campaigns etc. featured here may not be purchasable or able to be provided to customers for various reasons determined by SMBC Trust Bank. We kindly request your understanding in advance.
• At SMBC Trust Bank PRESTIA, we use profiling (a series of questions related to asset management) to understand the amount of risk you are able to accept. The answers received in profiling, and the risk acceptable to the customer, are expressed numerically as a "customer risk tolerance (risk score)". Please be aware that investment in a product is not possible if the customer risk score is below the product risk level. Please note that the risk score is valid for 1 year from the date it was obtained through personal profiling.
• SMBC Trust Bank PRESTIA charges a monthly account maintenance fee of 2,200 yen (including tax) to your account on the second business day of each month. Please note, however, that no such fee will be charged for the month in question if your Total Average Monthly Relationship Balance of the previous month or other conditions satisfy specific requirements.