FX rates listed above apply only to transactions of less than US$50,000 equivalent (and less than US$20,000 equivalent on PRESTIA Online or PRESTIA Mobile). For transactions of US$50,000 equivalent or more (and US$20,000 equivalent or more on PRESTIA Online or PRESTIA Mobile), FX rates (including FX commissions) are quoted each time based on current FX market. In such cases, FX commissions by currency are the same as the ones applied above.
The foreign exchange rates shown above may change without notice as the foreign exchange market moves or due to other reasons. Also, please note that the time of update shown above indicates the time of updating the rates in the chart, and does not indicate the time of the latest rate change. Please make sure to check the actual rates indicated in PRESTIA Online when you transact. There may be a gap between the rates shown above and the actual rates at a time of transaction.
<Savings Deposit Interest Rates>
The savings interest rate is a floating rate.
Above interest rates are annual pretax interest rates. In principle, interest is subject to 20.315% withholding tax (National tax 15.315% and Local tax 5%) for individual customers. Comprehensive income taxation applies to corporate customers. The tax rate etc. may change in the future due to reasons such as revision of tax laws.
Interest rates are changed according to market fluctuation and are subject to change without notice at any time.
Foreign currency deposits carry the risk of loss of principal (exchange risk), which means that fluctuations in the foreign exchange market may cause an exchange loss and the value of Yen you will receive including interest may be smaller than the amount of Yen you initially deposited.
The rate at which Yen is converted to another currency (TTS rate) and the rate at which a foreign currency is converted to Yen (TTB rate) each include the foreign exchange commission prescribed by SMBC Trust Bank (e.g. 1 yen for conversion to or from 1 US dollar; 2 yen for conversion to and from 1 US dollar).
Foreign Currency Cash Handling Charge : When you deposit or withdraw US dollar or Euro in cash, the Foreign Currency Cash Handling Charge (2 yen per US dollar/3 yen per Euro) will be applied.
Because other commissions for fund transfer etc. differ according to conditions in transactions, we can't show information about them beforehand.
Please inquire at a branch or via PRESTIA Phone Banking or see the Service Fee List for more information about each commission.
Only principal up to 10 million yen totaling all deposits you have with us that are in the scope of Deposit Insurance and interest until the insurable contingency are covered by Deposit Insurance.
Foreign currency deposits are not covered by any deposit insurance.
Currently, THB deposit from other currencies is not accepted at SMBC Trust Bank.
Information Memorandums and Pre-Contract Documents and Information Memorandums for deposit products are available at our website, branch or by mail for detailed product specification. For details, please ask our staffs or call to PRESTIA Phone Banking (0120-110-330).
SMBC Trust Bank PRESTIA charges a monthly account maintenance fee of 2,000 yen (excluding tax) to your account on the first business day of each month. Please note, however, that no such fee will be charged for the month in question if your Total Average Monthly Relationship Balance or other conditions satisfy specific requirements.
Products and services featured here may not be purchasable or able to be provided to customers for various reasons determined by SMBC Trust Bank.
We kindly request your understanding in advance.
Products and services including interest rates, fees, exchange rates etc. featured here are available for SMBC Trust Bank PRESTIA.
The trademarks "Citi", "Citibank" and "Citigold" and all similar trademarks and derivatives thereof or other trademarks owned or used by Citigroup Inc. are displayed herein under the express permission of Citigroup Inc. and related entities.